65 SBA loans worth $31.2M went to businesses in Saratoga Springs, UT between October 2021 and June 2026, from 24 lenders. Central Bank made the most, 9 loans. The median loan was $229,000, compared with $267,150 across Utah, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Central Bank Bank · Provo, UT | 9 | $3.5M | $330,000 | 11% |
| 2 | Mountain America FCU Credit union · Sandy, UT | 9 | $3.2M | $50,000 | 78% |
| 3 | Zions Bank, A Division of Bank · Salt Lake City, UT | 6 | $1.2M | $125,000 | 33% |
| 4 | Mountain West Small Business Finance Certified development company · Salt Lake City, UT | 5 | $10.7M | $1,845,000 | 40% |
| 5 | Bank of Utah Bank · Ogden, UT | 3 | $2.2M | $157,000 | 100% |
| 6 | Citizens Bank Bank · Elizabethton, TN | 3 | $1.5M | $514,200 | 67% |
| 7 | Huntington National Bank Bank · Columbus, OH | 3 | $488K | $150,000 | 67% |
| 8 | U.S. Bank Bank · Cincinnati, OH | 3 | $104K | $35,000 | 33% |
| 9 | Intermountain Business Lending Certified development company · Ogden, UT | 2 | $2.2M | $1,122,000 | 50% |
| 10 | Capital Community Bank Bank · Provo, UT | 2 | $799K | $399,500 | 0% |
| 11 | JPMorgan Chase Bank Bank · Columbus, OH | 2 | $660K | $330,000 | 0% |
| 12 | United Midwest Savings Bank Bank · Degraff, OH | 2 | $300K | $150,000 | 100% |
| 13 | BayFirst National Bank Bank · St. Petersburg, FL | 2 | $200K | $100,000 | 0% |
| 14 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $104K | $51,750 | 0% |
| 15 | Northeast Bank Bank · Portland, ME | 2 | $89K | $44,650 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 10 | $400,000 | Citizens Bank | |
| Retail | 8 | $200,000 | Central Bank | |
| Health care and social assistance | 7 | $560,000 | Mountain America FCU | |
| Other services (repair, personal care) | 7 | $150,000 | Central Bank | |
| Professional and technical services | 6 | $125,000 | Huntington National Bank | |
| Administrative and support services | 6 | $193,000 | United Midwest Savings Bank | |
| Education | 4 | $616,300 | Zions Bank, A Division of | |
| Wholesale trade | 3 | $1,859,000 | Mountain West Small Business Finance |