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Bank · Provo, UT

Central Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
353
SBA loans approved
$142.3M
Total approved
$250,000
Median loan
2
States lent in
44%
To startups
#120
National rank by loans

Central Bank approved 353 SBA loans worth $142.3M between October 2021 and June 2026, ranking #120 of 2,283 SBA lenders nationally by loan count. Its median loan was $250,000, and 44% went to startups or businesses under two years old. It lent in 2 states, most often in Utah, and its most financed industry was construction.

SBA loans per fiscal year

0306090FY14: 31 loansFY14FY15: 48 loansFY15FY16: 25 loansFY16FY17: 41 loansFY17FY18: 35 loansFY18FY19: 42 loansFY19FY20: 72 loansFY20FY21: 84 loansFY21FY22: 88 loansFY2288FY23: 75 loansFY23FY24: 69 loansFY24FY25: 70 loansFY25FY26 (Oct to Jun): 51 loansFY2651
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Central Bank lends

StateLoansApprovedMedian loanRank in state
Utah352$142.1M$249,000#4
Arizona1$250K$250,000#214

Industries Central Bank finances

IndustryLoansShareMedian loan
Construction51
14%
$265,000
Manufacturing41
12%
$427,000
Restaurants and hotels39
11%
$235,000
Retail36
10%
$197,900
Other services (repair, personal care)31
9%
$150,000
Health care and social assistance29
8%
$185,000
Administrative and support services25
7%
$300,000
Arts, entertainment and recreation21
6%
$273,500
Professional and technical services20
6%
$150,000
Wholesale trade16
5%
$250,000
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00045%
  • $500,000 to $2 million21%
  • $2 million and up4%
Loan programs used
  • Preferred Lender (PLP)65%
  • SBA Express33%
  • CAPLines1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.