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SBA lenders in Odessa, TX

SBA 7(a) and 504 loans to businesses in Odessa (Ector County), October 2021 to June 30, 2026 · Updated October 15, 2026
120
SBA loans approved
$109.7M
Total approved
$350,000
Median loan
44
Lenders active
38%
To startups

120 SBA loans worth $109.7M went to businesses in Odessa, TX between October 2021 and June 2026, from 44 lenders. SouthWest Bank made the most, 23 loans. The median loan was $350,000, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Odessa

#LenderLoansApprovedMedian loanTo startups
1SouthWest Bank
Bank · Odessa, TX
23$10.1M$330,70043%
2Huntington National Bank
Bank · Columbus, OH
12$10.6M$402,50025%
3Wells Fargo Bank
Bank · Sioux Falls, SD
9$1.7M$15,00089%
4Newtek Bank
Bank · Miami, FL
8$3.5M$425,00038%
5Northeast Bank
Bank · Portland, ME
7$1.2M$150,0000%
6Frost Bank
Bank · San Antonio, TX
4$5.9M$398,75050%
7JPMorgan Chase Bank
Bank · Columbus, OH
4$984K$216,0000%
8American Momentum Bank
Bank · College Station, TX
3$6.4M$810,00033%
9VelocitySBA
Non-bank lender · Irving, TX
3$5.1M$2,107,0000%
10First Bank of the Lake
Bank · Osage Beach, MO
3$3.1M$340,500100%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$2.7M$103,5000%
12Live Oak Banking
Bank · Wilmington, NC
2$8.8M$4,375,0000%
13PNC Bank
Bank · Wilmington, DE
2$5.0M$2,484,5000%
14Caprock Business Finance Corporation
Certified development company · Lubbock, TX
2$4.4M$2,177,50050%
15Busey Bank
Bank · Champaign, IL
2$1.5M$767,00050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Odessa. For 504 loans the lender shown is the certified development company.

What gets financed in Odessa

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels20
17%
$889,000Huntington National Bank
Other services (repair, personal care)16
13%
$303,650Northeast Bank
Construction12
10%
$472,300Newtek Bank
Retail12
10%
$469,000Frost Bank
Health care and social assistance9
8%
$172,800SouthWest Bank
Manufacturing9
8%
$405,500Northeast Bank
Administrative and support services8
7%
$173,500Huntington National Bank
Transportation and warehousing8
7%
$108,900Wells Fargo Bank
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00033%
  • $500,000 to $2 million28%
  • $2 million and up15%
Compared with Texas
Median loan, Odessa
$350,000
Median loan, Texas
$320,600
Startup share, Odessa
38%
Startup share, Texas
40%
Share of state's SBA loans
0.5%

SBA loans per fiscal year in Odessa

0132740FY14: 37 loansFY14FY15: 22 loansFY15FY16: 19 loansFY16FY17: 23 loansFY17FY18: 32 loansFY18FY19: 28 loansFY19FY20: 16 loansFY20FY21: 19 loansFY21FY22: 16 loansFY22FY23: 22 loansFY23FY24: 29 loansFY24FY25: 39 loansFY2539FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.