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SBA lenders in Lubbock, TX

SBA 7(a) and 504 loans to businesses in Lubbock (Lubbock County), October 2021 to June 30, 2026 · Updated October 15, 2026
218
SBA loans approved
$149.5M
Total approved
$335,550
Median loan
56
Lenders active
41%
To startups

218 SBA loans worth $149.5M went to businesses in Lubbock, TX between October 2021 and June 2026, from 56 lenders. Caprock Business Finance Corporation made the most, 26 loans. The median loan was $335,550, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Lubbock

#LenderLoansApprovedMedian loanTo startups
1Caprock Business Finance Corporation
Certified development company · Lubbock, TX
26$22.8M$604,50023%
2Newtek Bank
Bank · Miami, FL
18$10.1M$275,00022%
3Huntington National Bank
Bank · Columbus, OH
14$8.6M$235,65057%
4Cornerstone Capital Bank SSB
Bank · Houston, TX
14$6.9M$267,40050%
5PlainsCapital Bank
Bank · University Park, TX
12$3.2M$100,00058%
6Capital Certified Development
Certified development company · Austin, TX
10$11.2M$835,50010%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
10$7.1M$353,50010%
8Northeast Bank
Bank · Portland, ME
10$1.8M$221,2500%
9Live Oak Banking
Bank · Wilmington, NC
6$5.9M$917,50033%
10United Midwest Savings Bank
Bank · Degraff, OH
6$3.0M$150,00083%
11Wells Fargo Bank
Bank · Sioux Falls, SD
6$1.0M$12,500100%
12Centennial Bank
Bank · Conway, AR
5$2.3M$220,00060%
13UMB Bank
Bank · Kansas City, MO
4$3.6M$693,550100%
14City Bank
Bank · Lubbock, TX
4$1.6M$187,35050%
15Celtic Bank
Bank · Salt Lake City, UT
4$1.4M$150,00025%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lubbock. For 504 loans the lender shown is the certified development company.

What gets financed in Lubbock

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels36
17%
$460,200Cornerstone Capital Bank SSB
Other services (repair, personal care)34
16%
$441,850Caprock Business Finance Corporation
Health care and social assistance30
14%
$295,100Caprock Business Finance Corporation
Retail26
12%
$175,000Newtek Bank
Construction13
6%
$335,100Readycap Lending
Arts, entertainment and recreation13
6%
$250,000PlainsCapital Bank
Manufacturing12
6%
$225,500Northeast Bank
Professional and technical services11
5%
$539,000Caprock Business Finance Corporation
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00038%
  • $500,000 to $2 million30%
  • $2 million and up8%
Compared with Texas
Median loan, Lubbock
$335,550
Median loan, Texas
$320,600
Startup share, Lubbock
41%
Startup share, Texas
40%
Share of state's SBA loans
0.9%

SBA loans per fiscal year in Lubbock

0234770FY14: 50 loansFY14FY15: 56 loansFY15FY16: 58 loansFY16FY17: 45 loansFY17FY18: 31 loansFY18FY19: 43 loansFY19FY20: 41 loansFY20FY21: 39 loansFY21FY22: 40 loansFY22FY23: 25 loansFY23FY24: 62 loansFY24FY25: 63 loansFY2563FY26 (Oct to Jun): 28 loansFY2628
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.