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Bank · Kansas City, MO

UMB Bank: SBA lending profile

UMB Bank, National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
307
SBA loans approved
$186.3M
Total approved
$342,000
Median loan
17
States lent in
31%
To startups
#142
National rank by loans

UMB Bank approved 307 SBA loans worth $186.3M between October 2021 and June 2026, ranking #142 of 2,283 SBA lenders nationally by loan count. Its median loan was $342,000, and 31% went to startups or businesses under two years old. It lent in 17 states, most often in Missouri, and its most financed industry was construction.

SBA loans per fiscal year

0133267400FY14: 300 loansFY14FY15: 320 loansFY15320FY16: 255 loansFY16FY17: 167 loansFY17FY18: 106 loansFY18FY19: 96 loansFY19FY20: 86 loansFY20FY21: 74 loansFY21FY22: 48 loansFY22FY23: 45 loansFY23FY24: 96 loansFY24FY25: 87 loansFY25FY26 (Oct to Jun): 31 loansFY2631
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where UMB Bank lends

StateLoansApprovedMedian loanRank in state
Missouri58$23.6M$259,250#20
Arizona48$35.8M$342,500#33
Colorado46$23.6M$307,500#34
Utah41$31.3M$495,000#29
Kansas38$19.2M$346,000#18
Texas35$22.7M$396,000#102
New Mexico8$3.0M$292,000#33
Illinois7$6.8M$200,000#122
Minnesota6$4.0M$647,200#127
Iowa5$1.7M$200,000#65
Wisconsin4$8.2M$1,619,000#131
California4$2.7M$642,500#218
Alabama2$525K$262,500#115
Indiana2$2.3M$1,144,400#154
Nebraska1$700K$700,000#146

Industries UMB Bank finances

IndustryLoansShareMedian loan
Construction59
19%
$200,000
Health care and social assistance56
18%
$376,250
Restaurants and hotels36
12%
$500,000
Professional and technical services30
10%
$447,500
Other services (repair, personal care)21
7%
$315,000
Retail19
6%
$285,000
Administrative and support services19
6%
$160,000
Manufacturing15
5%
$500,000
Wholesale trade14
5%
$477,750
Transportation and warehousing12
4%
$82,300
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00031%
  • $500,000 to $2 million33%
  • $2 million and up6%
Loan programs used
  • Preferred Lender (PLP)61%
  • SBA Express33%
  • Standard 7(a)4%
  • CAPLines1%
  • Preferred Lenders with WCP1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.