2,477 SBA loans worth $1.5B went to Oklahoma businesses between October 2021 and June 2026, from 212 lenders. BancFirst made the most 7(a) loans, 492 or 21% of the state's total, and the ten most active lenders made 51%. The median 7(a) loan was $250,000, above the national median of $158,000. Restaurants and hotels was the most financed industry, at 14% of loans. Annual loan count rose 10% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | BancFirst Bank · Oklahoma City, OK | 492 | $199.1M | $172,500 | 50% | Construction |
| 2 | Arvest Bank Bank · Fayetteville, AR | 141 | $42.5M | $94,000 | 65% | Construction |
| 3 | Northeast Bank Bank · Portland, ME | 92 | $18.0M | $150,000 | 3% | Construction |
| 4 | Huntington National Bank Bank · Columbus, OH | 83 | $32.9M | $255,500 | 83% | Construction |
| 5 | Live Oak Banking Bank · Wilmington, NC | 79 | $94.2M | $640,000 | 30% | Health care and social assistance |
| 6 | Newtek Bank Bank · Miami, FL | 72 | $40.9M | $192,500 | 17% | Other services (repair, personal care) |
| 7 | First Oklahoma Bank Bank · Jenks, OK | 60 | $60.4M | $557,500 | 13% | Construction |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 59 | $23.1M | $79,000 | 15% | Other services (repair, personal care) |
| 9 | Great Plains National Bank Bank · Elk City, OK | 56 | $20.7M | $200,750 | 41% | Health care and social assistance |
| 10 | Security Bank Bank · Tulsa, OK | 51 | $39.6M | $478,500 | 53% | Restaurants and hotels |
| 11 | Regent Bank Bank · Tulsa, OK | 47 | $27.6M | $325,000 | 43% | Retail |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 47 | $8.0M | $150,000 | 0% | Construction |
| 13 | Legacy Bank Bank · Hinton, OK | 38 | $4.1M | $72,500 | 24% | Other services (repair, personal care) |
| 14 | First United Bank and Trust Bank · Durant, OK | 37 | $25.1M | $480,500 | 35% | Retail |
| 15 | Celtic Bank Bank · Salt Lake City, UT | 36 | $33.0M | $150,000 | 31% | Health care and social assistance |
| 16 | First Pryority Bank Bank · Pryor, OK | 34 | $26.9M | $351,250 | 47% | Retail |
| 17 | United Midwest Savings Bank Bank · Degraff, OH | 28 | $8.3M | $150,000 | 86% | Construction |
| 18 | Equity Bank Bank · Andover, KS | 25 | $7.2M | $180,000 | 60% | Health care and social assistance |
| 19 | JPMorgan Chase Bank Bank · Columbus, OH | 25 | $4.3M | $130,000 | 0% | Construction |
| 20 | BOKF Bank · Tulsa, OK | 24 | $13.3M | $400,650 | 33% | Professional and technical services |
| 21 | Armstrong Bank Bank · Muskogee, OK | 23 | $12.8M | $274,500 | 30% | Other services (repair, personal care) |
| 22 | Triad Bank Bank · Tulsa, OK | 23 | $6.6M | $270,000 | 74% | Restaurants and hotels |
| 23 | MidFirst Bank Bank · Oklahoma City, OK | 22 | $9.1M | $52,150 | 18% | Construction |
| 24 | Mabrey Bank Bank · Bixby, OK | 21 | $16.6M | $480,000 | 48% | Construction |
| 25 | First Bank of the Lake Bank · Osage Beach, MO | 20 | $8.9M | $307,000 | 80% | Other services (repair, personal care) |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Rural Enterprises of Oklahoma Durant, OK | 84 | $84.6M | $624,000 |
| 2 | Tulsa Economic Development Tulsa, OK | 30 | $26.9M | $681,000 |
| 3 | Small Business Capital Tulsa, OK | 29 | $18.6M | $525,000 |
| 4 | Metro Area Development Oklahoma City, OK | 15 | $21.5M | $890,000 |
| 5 | Frontier Financial Partners Emporia, KS | 1 | $1.5M | $1,526,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 340 | $422,500 | BancFirst | |
| Retail | 319 | $270,000 | BancFirst | |
| Construction | 316 | $226,000 | BancFirst | |
| Other services (repair, personal care) | 261 | $234,000 | BancFirst | |
| Health care and social assistance | 254 | $300,000 | BancFirst | |
| Professional and technical services | 170 | $250,000 | BancFirst | |
| Manufacturing | 167 | $306,700 | BancFirst | |
| Transportation and warehousing | 120 | $97,950 | BancFirst | |
| Administrative and support services | 117 | $160,000 | BancFirst | |
| Arts, entertainment and recreation | 83 | $245,000 | BancFirst | |
| Finance and insurance | 73 | $263,000 | Live Oak Banking | |
| Wholesale trade | 67 | $320,000 | BancFirst |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Oklahoma City | 531 | $320.7M | $300,000 | BancFirst |
| Tulsa | 405 | $290.1M | $314,200 | Security Bank |
| Edmond | 199 | $87.0M | $175,000 | BancFirst |
| Norman | 92 | $42.7M | $221,050 | BancFirst |
| Broken Arrow | 79 | $39.3M | $233,000 | BancFirst |
| Yukon | 58 | $30.5M | $202,500 | BancFirst |
| Owasso | 46 | $17.7M | $225,650 | First Bank of Owasso |
| Enid | 32 | $29.0M | $314,000 | Cowboy Bank |
| Bixby | 31 | $13.0M | $250,000 | Huntington National Bank |
| El Reno | 29 | $16.2M | $150,000 | BancFirst |
| Bartlesville | 26 | $14.4M | $301,000 | BancFirst |
| Jenks | 25 | $23.9M | $362,000 | First Oklahoma Bank |
| Muskogee | 25 | $22.2M | $340,000 | BancFirst |
| Lawton | 25 | $9.8M | $150,000 | Arvest Bank |
| Ada | 24 | $22.9M | $678,800 | Metro City Bank |
14 Oklahoma cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.