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SBA lenders in Enid, OK

SBA 7(a) and 504 loans to businesses in Enid (Garfield County), October 2021 to June 30, 2026 · Updated October 15, 2026
32
SBA loans approved
$29.0M
Total approved
$314,000
Median loan
19
Lenders active
28%
To startups

32 SBA loans worth $29.0M went to businesses in Enid, OK between October 2021 and June 2026, from 19 lenders. Cowboy Bank made the most, 5 loans. The median loan was $314,000, compared with $269,600 across Oklahoma, and construction was the most financed industry.

Most active SBA lenders in Enid

#LenderLoansApprovedMedian loanTo startups
1Cowboy Bank
Bank · Kremlin, OK
5$1.4M$151,00020%
2Rural Enterprises of Oklahoma
Certified development company · Durant, OK
4$2.1M$531,0000%
3Live Oak Banking
Bank · Wilmington, NC
3$4.7M$885,0000%
4Great Plains National Bank
Bank · Elk City, OK
3$4.3M$850,0000%
5Equity Bank
Bank · Andover, KS
2$300K$150,000100%
6Stride Bank
Bank · Enid, OK
2$217K$108,5000%
7Southwestern National Bank
Bank · Houston, TX
1$5.0M$5,000,000100%
8Dream First Bank
Bank · Syracuse, KS
1$3.2M$3,248,9000%
9Celtic Bank
Bank · Salt Lake City, UT
1$3.2M$3,235,000100%
10Mabrey Bank
Bank · Bixby, OK
1$1.9M$1,948,000100%
11Newtek Bank
Bank · Miami, FL
1$1.0M$1,000,0000%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$500K$500,0000%
13Security National Bank of Enid
Bank · Enid, OK
1$300K$300,0000%
14Stone Bank
Bank · Mountain View, AR
1$250K$250,0000%
15Farmers State Bank
Bank · Waterloo, IA
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Enid. For 504 loans the lender shown is the certified development company.

What gets financed in Enid

IndustryLoansShareMedian loanMost active lender
Construction7
22%
$250,000Great Plains National Bank
Retail5
16%
$450,000Cowboy Bank
Finance and insurance4
12%
$692,500Live Oak Banking
Transportation and warehousing4
12%
$71,000Cowboy Bank
Health care and social assistance4
12%
$258,500Stride Bank
Manufacturing3
9%
$328,000Rural Enterprises of Oklahoma
Arts, entertainment and recreation1
3%
$625,000Cowboy Bank
Other services (repair, personal care)1
3%
$850,000Great Plains National Bank
Loan size mix
  • Under $150,00025%
  • $150,000 to $500,00034%
  • $500,000 to $2 million25%
  • $2 million and up16%
Compared with Oklahoma
Median loan, Enid
$314,000
Median loan, Oklahoma
$269,600
Startup share, Enid
28%
Startup share, Oklahoma
41%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Enid

0369FY14: 2 loansFY14FY15: 2 loansFY15FY16: 6 loansFY16FY17: 4 loansFY17FY18: 1 loansFY18FY19: 3 loansFY19FY20: 6 loansFY20FY21: 5 loansFY21FY22: 3 loansFY22FY23: 8 loansFY238FY24: 8 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.