38 SBA loans worth $35.6M went to businesses in Kernersville, NC between October 2021 and June 2026, from 21 lenders. Live Oak Banking made the most, 6 loans. The median loan was $358,500, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Bank · Wilmington, NC | 6 | $9.8M | $1,500,000 | 17% |
| 2 | Huntington National Bank Bank · Columbus, OH | 4 | $569K | $130,500 | 100% |
| 3 | Business Expansion Funding Certified development company · Charlotte, NC | 3 | $7.5M | $2,892,000 | 33% |
| 4 | Bank of Oak Ridge Bank · Oak Ridge, NC | 3 | $1.1M | $367,000 | 67% |
| 5 | BayFirst National Bank Bank · St. Petersburg, FL | 3 | $329K | $113,400 | 0% |
| 6 | Climate First Bank Bank · St. Petersburg, FL | 2 | $3.9M | $1,965,000 | 0% |
| 7 | First Bank Bank · Southern Pines, NC | 2 | $3.9M | $1,933,200 | 0% |
| 8 | First National Bank of Pennsylvania Bank · Greenville, PA | 2 | $700K | $350,000 | 0% |
| 9 | GBank Bank · Las Vegas, NV | 1 | $1.8M | $1,813,200 | 0% |
| 10 | Citizens Bank Bank · Elizabethton, TN | 1 | $1.4M | $1,441,000 | 0% |
| 11 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 1 | $1.3M | $1,320,000 | 0% |
| 12 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 1 | $1.0M | $1,000,000 | 100% |
| 13 | First Bank of the Lake Bank · Osage Beach, MO | 1 | $562K | $562,000 | 0% |
| 14 | Triad Business Bank Bank · Greensboro, NC | 1 | $350K | $350,000 | 100% |
| 15 | Pinnacle Bank Bank · Nashville, TN | 1 | $349K | $349,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 8 | $390,600 | Huntington National Bank | |
| Administrative and support services | 7 | $250,000 | First National Bank of Pennsylvania | |
| Construction | 5 | $500,000 | Climate First Bank | |
| Transportation and warehousing | 5 | $1,320,000 | First Bank | |
| Other services (repair, personal care) | 3 | $349,000 | Triad Business Bank | |
| Professional and technical services | 3 | $1,700,000 | Live Oak Banking | |
| Retail | 3 | $278,000 | Huntington National Bank | |
| Manufacturing | 2 | $1,471,000 | Newtek Bank |