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SBA lenders in Winston-Salem, NC

SBA 7(a) and 504 loans to businesses in Winston-Salem (Forsyth County), October 2021 to June 30, 2026 · Updated October 15, 2026
143
SBA loans approved
$100.0M
Total approved
$277,000
Median loan
48
Lenders active
43%
To startups

143 SBA loans worth $100.0M went to businesses in Winston-Salem, NC between October 2021 and June 2026, from 48 lenders. Wells Fargo Bank made the most, 13 loans. The median loan was $277,000, compared with $311,750 across North Carolina, and administrative and support services was the most financed industry.

Most active SBA lenders in Winston-Salem

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
13$1.9M$25,00085%
2Northeast Bank
Bank · Portland, ME
13$1.1M$75,0008%
3Newtek Bank
Bank · Miami, FL
12$3.5M$170,00033%
4Live Oak Banking
Bank · Wilmington, NC
10$8.8M$425,00050%
5Pinnacle Bank
Bank · Nashville, TN
10$7.1M$515,50070%
6Huntington National Bank
Bank · Columbus, OH
10$6.5M$316,00060%
7Bank of Oak Ridge
Bank · Oak Ridge, NC
6$7.0M$982,50083%
8Business Expansion Funding
Certified development company · Charlotte, NC
5$5.4M$459,0000%
9Fidelity Bank
Bank · Fuquay Varina, NC
3$4.0M$735,00033%
10U.S. Bank
Bank · Cincinnati, OH
3$3.1M$175,0000%
11504 Capital
Certified development company · Chesapeake, VA
3$3.0M$1,090,00033%
12United Midwest Savings Bank
Bank · Degraff, OH
3$1.1M$350,00067%
13BayFirst National Bank
Bank · St. Petersburg, FL
3$474K$114,0000%
14Celtic Bank
Bank · Salt Lake City, UT
3$347K$150,00033%
15GBank
Bank · Las Vegas, NV
2$7.9M$3,957,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Winston-Salem. For 504 loans the lender shown is the certified development company.

What gets financed in Winston-Salem

IndustryLoansShareMedian loanMost active lender
Administrative and support services18
13%
$283,000Bank of Oak Ridge
Health care and social assistance18
13%
$301,000PNC Bank
Professional and technical services18
13%
$100,000Northeast Bank
Other services (repair, personal care)16
11%
$316,000Huntington National Bank
Restaurants and hotels16
11%
$741,500Huntington National Bank
Retail15
10%
$280,200Pinnacle Bank
Construction14
10%
$187,500Live Oak Banking
Transportation and warehousing7
5%
$150,000Northeast Bank
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00034%
  • $500,000 to $2 million24%
  • $2 million and up10%
Compared with North Carolina
Median loan, Winston-Salem
$277,000
Median loan, North Carolina
$311,750
Startup share, Winston-Salem
43%
Startup share, North Carolina
40%
Share of state's SBA loans
2.0%

SBA loans per fiscal year in Winston-Salem

0173350FY14: 21 loansFY14FY15: 26 loansFY15FY16: 22 loansFY16FY17: 25 loansFY17FY18: 31 loansFY18FY19: 12 loansFY19FY20: 26 loansFY20FY21: 21 loansFY21FY22: 14 loansFY22FY23: 27 loansFY23FY24: 33 loansFY24FY25: 44 loansFY2544FY26 (Oct to Jun): 25 loansFY2625
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.