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SBA lenders in Concord, NC

SBA 7(a) and 504 loans to businesses in Concord (Cabarrus County), October 2021 to June 30, 2026 · Updated October 15, 2026
124
SBA loans approved
$76.0M
Total approved
$252,500
Median loan
38
Lenders active
35%
To startups

124 SBA loans worth $76.0M went to businesses in Concord, NC between October 2021 and June 2026, from 38 lenders. Huntington National Bank made the most, 10 loans. The median loan was $252,500, compared with $311,750 across North Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Concord

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
10$2.2M$124,00080%
2Pinnacle Bank
Bank · Nashville, TN
9$11.0M$1,254,00033%
3Newtek Bank
Bank · Miami, FL
7$1.5M$100,00014%
4Live Oak Banking
Bank · Wilmington, NC
6$4.3M$257,50050%
5SouthState Bank
Bank · Winter Haven, FL
6$3.8M$299,50017%
6Bank of America
Bank · Charlotte, NC
6$2.2M$225,0000%
7Wells Fargo Bank
Bank · Sioux Falls, SD
6$1.7M$214,50083%
8Fifth Third Bank
Bank · Cincinnati, OH
6$1.3M$175,00067%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$679K$37,5000%
10U.S. Bank
Bank · Cincinnati, OH
6$397K$32,50017%
11TD Bank
Bank · Wilmington, DE
5$2.0M$100,00060%
12Northeast Bank
Bank · Portland, ME
4$647K$187,5000%
13Truliant FCU
Credit union · Winston-Salem, NC
3$6.3M$1,998,4000%
14Byline Bank
Bank · Chicago, IL
3$6.1M$715,00033%
15Truist Bank
Bank · Charlotte, NC
3$2.3M$769,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Concord. For 504 loans the lender shown is the certified development company.

What gets financed in Concord

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels18
15%
$250,000Huntington National Bank
Construction15
12%
$150,000Wells Fargo Bank
Retail15
12%
$399,000Fifth Third Bank
Health care and social assistance14
11%
$292,000SouthState Bank
Administrative and support services12
10%
$163,250Huntington National Bank
Manufacturing11
9%
$500,000Truist Bank
Other services (repair, personal care)11
9%
$176,000Newtek Bank
Wholesale trade10
8%
$394,550Bank of America
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00033%
  • $500,000 to $2 million27%
  • $2 million and up6%
Compared with North Carolina
Median loan, Concord
$252,500
Median loan, North Carolina
$311,750
Startup share, Concord
35%
Startup share, North Carolina
40%
Share of state's SBA loans
1.7%

SBA loans per fiscal year in Concord

0132740FY14: 11 loansFY14FY15: 22 loansFY15FY16: 20 loansFY16FY17: 14 loansFY17FY18: 23 loansFY18FY19: 18 loansFY19FY20: 17 loansFY20FY21: 15 loansFY21FY22: 14 loansFY22FY23: 26 loansFY23FY24: 30 loansFY24FY25: 39 loansFY2539FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.