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SBA lenders in Bel Air, MD

SBA 7(a) and 504 loans to businesses in Bel Air (Harford County), October 2021 to June 30, 2026 · Updated October 15, 2026
72
SBA loans approved
$19.4M
Total approved
$112,500
Median loan
22
Lenders active
54%
To startups

72 SBA loans worth $19.4M went to businesses in Bel Air, MD between October 2021 and June 2026, from 22 lenders. Manufacturers and Traders Trust made the most, 41 loans. The median loan was $112,500, compared with $141,500 across Maryland, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Bel Air

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
41$6.1M$50,00056%
2Huntington National Bank
Bank · Columbus, OH
4$3.1M$470,00050%
3Univest Bank and Trust Co
Bank · Souderton, PA
4$862K$220,500100%
4Live Oak Banking
Bank · Wilmington, NC
2$2.4M$1,212,500100%
5HomeTrust Bank
Bank · Asheville, NC
2$595K$297,500100%
6BayFirst National Bank
Bank · St. Petersburg, FL
2$375K$187,5000%
7Celtic Bank
Bank · Salt Lake City, UT
2$300K$150,0000%
8Grasshopper Bank
Bank · New York, NY
1$1.9M$1,950,0000%
9Open Bank
Bank · Los Angeles, CA
1$875K$875,0000%
10Newtek Bank
Bank · Miami, FL
1$570K$570,000100%
11Prince George's Financial Services
Certified development company · Largo, MD
1$524K$524,0000%
12Bank of America
Bank · Charlotte, NC
1$338K$337,500100%
13First Bank of the Lake
Bank · Osage Beach, MO
1$321K$321,000100%
14Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$286K$285,5000%
15CDC Small Business Finance
Non-bank lender · San Diego, CA
1$250K$250,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Bel Air. For 504 loans the lender shown is the certified development company.

What gets financed in Bel Air

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels17
24%
$100,000Manufacturers and Traders Trust
Other services (repair, personal care)16
22%
$123,750Manufacturers and Traders Trust
Construction8
11%
$90,500Manufacturers and Traders Trust
Arts, entertainment and recreation7
10%
$75,000Manufacturers and Traders Trust
Health care and social assistance6
8%
$33,400Manufacturers and Traders Trust
Professional and technical services5
7%
$350,000Manufacturers and Traders Trust
Retail4
6%
$699,500Prince George's Financial Services
Education3
4%
$25,000Manufacturers and Traders Trust
Loan size mix
  • Under $150,00051%
  • $150,000 to $500,00033%
  • $500,000 to $2 million15%
  • $2 million and up0%
Compared with Maryland
Median loan, Bel Air
$112,500
Median loan, Maryland
$141,500
Startup share, Bel Air
54%
Startup share, Maryland
37%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Bel Air

0102030FY14: 15 loansFY14FY15: 10 loansFY15FY16: 14 loansFY16FY17: 14 loansFY17FY18: 21 loansFY1821FY19: 17 loansFY19FY20: 11 loansFY20FY21: 8 loansFY21FY22: 9 loansFY22FY23: 14 loansFY23FY24: 17 loansFY24FY25: 19 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.