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SBA lenders in Towson, MD

SBA 7(a) and 504 loans to businesses in Towson (Baltimore County), October 2021 to June 30, 2026 · Updated October 15, 2026
58
SBA loans approved
$19.3M
Total approved
$100,000
Median loan
18
Lenders active
41%
To startups

58 SBA loans worth $19.3M went to businesses in Towson, MD between October 2021 and June 2026, from 18 lenders. Manufacturers and Traders Trust made the most, 31 loans. The median loan was $100,000, compared with $141,500 across Maryland, and health care and social assistance was the most financed industry.

Most active SBA lenders in Towson

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
31$3.5M$50,00048%
2Huntington National Bank
Bank · Columbus, OH
4$1.5M$149,750100%
3BayFirst National Bank
Bank · St. Petersburg, FL
4$550K$150,0000%
4Newtek Bank
Bank · Miami, FL
3$5.5M$1,350,0000%
5Fulton Bank
Bank · Lancaster, PA
2$385K$192,5000%
6JPMorgan Chase Bank
Bank · Columbus, OH
2$95K$47,5000%
7Live Oak Banking
Bank · Wilmington, NC
1$2.3M$2,290,0000%
8First Internet Bank of Indiana
Bank · Fishers, IN
1$2.1M$2,083,0000%
9PCB Bank
Bank · Los Angeles, CA
1$879K$879,000100%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$547K$547,0000%
11CRF Small Business Loan Company
Non-bank lender · Minneapolis, MN
1$383K$382,700100%
12VelocitySBA
Non-bank lender · Irving, TX
1$350K$350,0000%
13Capital Bank
Bank · Rockville, MD
1$350K$350,0000%
14Northeast Bank
Bank · Portland, ME
1$291K$290,8000%
15Rappahannock Economic Development
Certified development company · Fredericksburg, VA
1$280K$280,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Towson. For 504 loans the lender shown is the certified development company.

What gets financed in Towson

IndustryLoansShareMedian loanMost active lender
Health care and social assistance15
26%
$100,000Manufacturers and Traders Trust
Retail8
14%
$150,000Manufacturers and Traders Trust
Professional and technical services7
12%
$100,000Manufacturers and Traders Trust
Administrative and support services5
9%
$50,000Manufacturers and Traders Trust
Construction5
9%
$63,000Manufacturers and Traders Trust
Restaurants and hotels5
9%
$197,000Manufacturers and Traders Trust
Other services (repair, personal care)5
9%
$150,000Manufacturers and Traders Trust
Real estate and rental2
3%
$180,000Capital Bank
Loan size mix
  • Under $150,00057%
  • $150,000 to $500,00029%
  • $500,000 to $2 million9%
  • $2 million and up5%
Compared with Maryland
Median loan, Towson
$100,000
Median loan, Maryland
$141,500
Startup share, Towson
41%
Startup share, Maryland
37%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Towson

071320FY14: 8 loansFY14FY15: 6 loansFY15FY16: 15 loansFY16FY17: 8 loansFY17FY18: 13 loansFY18FY19: 13 loansFY19FY20: 9 loansFY20FY21: 7 loansFY21FY22: 12 loansFY22FY23: 10 loansFY23FY24: 14 loansFY24FY25: 16 loansFY2516FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.