49 SBA loans worth $19.2M went to businesses in Richmond, KY between October 2021 and June 2026, from 22 lenders. U.S. Bank made the most, 13 loans. The median loan was $150,000, compared with $175,000 across Kentucky, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 13 | $1.0M | $30,000 | 85% |
| 2 | Community Trust Bank Bank · Pikeville, KY | 7 | $1.6M | $200,000 | 29% |
| 3 | Northeast Bank Bank · Portland, ME | 5 | $430K | $80,000 | 0% |
| 4 | Newtek Bank Bank · Miami, FL | 3 | $465K | $150,000 | 0% |
| 5 | Republic Bank & Trust Bank · Louisville, KY | 2 | $1.6M | $825,000 | 100% |
| 6 | Stock Yards Bank & Trust Bank · Louisville, KY | 2 | $530K | $264,800 | 0% |
| 7 | Huntington National Bank Bank · Columbus, OH | 2 | $216K | $108,000 | 100% |
| 8 | Peoples Bank Bank · Mendenhall, MS | 1 | $4.0M | $4,000,000 | 100% |
| 9 | Enterprise Bank & Trust Bank · Clayton, MO | 1 | $1.8M | $1,816,700 | 0% |
| 10 | First Western SBLC Non-bank lender · Dallas, TX | 1 | $1.7M | $1,696,000 | 0% |
| 11 | FWBank Bank · Chicago, IL | 1 | $1.3M | $1,348,000 | 0% |
| 12 | First Federal Savings Bank Bank · Huntington, IN | 1 | $945K | $945,000 | 0% |
| 13 | VelocitySBA Non-bank lender · Irving, TX | 1 | $746K | $746,000 | 0% |
| 14 | Byline Bank Bank · Chicago, IL | 1 | $640K | $640,000 | 0% |
| 15 | First Bank of the Lake Bank · Osage Beach, MO | 1 | $580K | $579,500 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 9 | $50,000 | U.S. Bank | |
| Retail | 9 | $150,000 | U.S. Bank | |
| Health care and social assistance | 8 | $447,500 | Community Trust Bank | |
| Restaurants and hotels | 5 | $191,000 | Huntington National Bank | |
| Transportation and warehousing | 3 | $300,000 | U.S. Bank | |
| Wholesale trade | 3 | $68,600 | Northeast Bank | |
| Professional and technical services | 3 | $50,000 | Readycap Lending | |
| Administrative and support services | 2 | $99,750 | U.S. Bank |