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SBA lenders in Nicholasville, KY

SBA 7(a) and 504 loans to businesses in Nicholasville (Jessamine County), October 2021 to June 30, 2026 · Updated October 15, 2026
34
SBA loans approved
$17.8M
Total approved
$270,000
Median loan
18
Lenders active
38%
To startups

34 SBA loans worth $17.8M went to businesses in Nicholasville, KY between October 2021 and June 2026, from 18 lenders. Community Trust Bank made the most, 5 loans. The median loan was $270,000, compared with $175,000 across Kentucky, and construction was the most financed industry.

Most active SBA lenders in Nicholasville

#LenderLoansApprovedMedian loanTo startups
1Community Trust Bank
Bank · Pikeville, KY
5$754K$57,00060%
2Republic Bank & Trust
Bank · Louisville, KY
4$3.5M$448,7500%
3Community Ventures
Certified development company · Lexington, KY
2$2.2M$1,082,00050%
4Stock Yards Bank & Trust
Bank · Louisville, KY
2$2.2M$1,078,20050%
5Capital Access Corporation - Kentucky
Certified development company · Louisville, KY
2$978K$489,00050%
6Wells Fargo Bank
Bank · Sioux Falls, SD
2$813K$406,400100%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$626K$313,0000%
8Huntington National Bank
Bank · Columbus, OH
2$400K$200,000100%
9JPMorgan Chase Bank
Bank · Columbus, OH
2$305K$152,5000%
10Celtic Bank
Bank · Salt Lake City, UT
2$269K$134,4000%
11PNC Bank
Bank · Wilmington, DE
2$40K$20,00050%
12Alloy Development Co.
Certified development company · Cincinnati, OH
1$2.9M$2,884,0000%
13First Western SBLC
Non-bank lender · Dallas, TX
1$1.6M$1,607,0000%
14Central Bank & Trust Co.
Bank · Lexington, KY
1$750K$750,0000%
15U.S. Bank
Bank · Cincinnati, OH
1$288K$288,500100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Nicholasville. For 504 loans the lender shown is the certified development company.

What gets financed in Nicholasville

IndustryLoansShareMedian loanMost active lender
Construction8
24%
$154,250PNC Bank
Administrative and support services5
15%
$288,500Community Trust Bank
Other services (repair, personal care)5
15%
$362,800Wells Fargo Bank
Retail3
9%
$150,000Community Trust Bank
Manufacturing3
9%
$118,800Republic Bank & Trust
Restaurants and hotels2
6%
$1,572,000Capital Access Corporation - Kentucky
Professional and technical services2
6%
$1,209,500Community Ventures
Transportation and warehousing2
6%
$1,009,500Northeast Bank
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00044%
  • $500,000 to $2 million18%
  • $2 million and up6%
Compared with Kentucky
Median loan, Nicholasville
$270,000
Median loan, Kentucky
$175,000
Startup share, Nicholasville
38%
Startup share, Kentucky
35%
Share of state's SBA loans
1.4%

SBA loans per fiscal year in Nicholasville

071320FY14: 3 loansFY14FY15: 5 loansFY15FY16: 4 loansFY16FY17: 8 loansFY17FY18: 6 loansFY18FY19: 5 loansFY19FY20: 8 loansFY20FY21: 11 loansFY2111FY22: 4 loansFY22FY23: 11 loansFY23FY24: 7 loansFY24FY25: 6 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.