51 SBA loans worth $13.3M went to businesses in Kailua Kona, HI between October 2021 and June 2026, from 15 lenders. Central Pacific Bank made the most, 26 loans. The median loan was $50,000, compared with $65,700 across Hawaii, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Central Pacific Bank Bank · Honolulu, HI | 26 | $1.0M | $50,000 | 54% |
| 2 | BayFirst National Bank Bank · St. Petersburg, FL | 4 | $472K | $128,700 | 0% |
| 3 | Newtek Bank Bank · Miami, FL | 3 | $2.6M | $400,000 | 0% |
| 4 | Northeast Bank Bank · Portland, ME | 3 | $400K | $150,000 | 0% |
| 5 | HEDCO Local Development Certified development company · Honolulu, HI | 2 | $2.0M | $1,007,500 | 0% |
| 6 | TowneBank Bank · Portsmouth, VA | 2 | $1.6M | $801,900 | 0% |
| 7 | Celtic Bank Bank · Salt Lake City, UT | 2 | $476K | $238,000 | 50% |
| 8 | Stearns Bank Bank · St. Cloud, MN | 2 | $100K | $50,000 | 0% |
| 9 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 1 | $1.5M | $1,488,000 | 0% |
| 10 | Live Oak Banking Bank · Wilmington, NC | 1 | $1.1M | $1,050,000 | 0% |
| 11 | Mechanics Bank Bank · Walnut Creek, CA | 1 | $754K | $754,000 | 100% |
| 12 | Hawaii National Bank Bank · Honolulu, HI | 1 | $585K | $584,600 | 0% |
| 13 | Huntington National Bank Bank · Columbus, OH | 1 | $350K | $350,000 | 0% |
| 14 | CDC Small Business Finance Non-bank lender · San Diego, CA | 1 | $277K | $276,600 | 100% |
| 15 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 1 | $35K | $35,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 15 | $50,000 | Central Pacific Bank | |
| Other services (repair, personal care) | 8 | $87,500 | Central Pacific Bank | |
| Restaurants and hotels | 5 | $50,000 | Central Pacific Bank | |
| Wholesale trade | 4 | $50,500 | Central Pacific Bank | |
| Administrative and support services | 3 | $50,000 | Central Pacific Bank | |
| Retail | 3 | $75,000 | BayFirst National Bank | |
| Professional and technical services | 3 | $50,000 | Readycap Lending | |
| Arts, entertainment and recreation | 3 | $40,000 | Central Pacific Bank |