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SBA lenders in Honolulu, HI

SBA 7(a) and 504 loans to businesses in Honolulu (Honolulu County), October 2021 to June 30, 2026 · Updated October 15, 2026
281
SBA loans approved
$97.1M
Total approved
$80,000
Median loan
30
Lenders active
30%
To startups

281 SBA loans worth $97.1M went to businesses in Honolulu, HI between October 2021 and June 2026, from 30 lenders. Central Pacific Bank made the most, 139 loans. The median loan was $80,000, compared with $65,700 across Hawaii, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Honolulu

#LenderLoansApprovedMedian loanTo startups
1Central Pacific Bank
Bank · Honolulu, HI
139$14.6M$45,00045%
2Northeast Bank
Bank · Portland, ME
27$3.9M$118,2007%
3HEDCO Local Development
Certified development company · Honolulu, HI
17$15.8M$598,0006%
4BayFirst National Bank
Bank · St. Petersburg, FL
12$1.7M$150,0000%
5Live Oak Banking
Bank · Wilmington, NC
11$9.3M$875,00018%
6Newtek Bank
Bank · Miami, FL
9$12.3M$650,00011%
7Celtic Bank
Bank · Salt Lake City, UT
9$5.9M$150,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$2.0M$281,0000%
9First Hawaiian Bank
Bank · Honolulu, HI
7$671K$75,00043%
10Huntington National Bank
Bank · Columbus, OH
5$2.0M$350,0000%
11Hawaii National Bank
Bank · Honolulu, HI
5$1.0M$175,00080%
12Lendistry SBLC
Non-bank lender · Los Angeles, CA
5$467K$102,7000%
13Commonwealth Business Bank
Bank · Los Angeles, CA
4$5.3M$1,135,0000%
14Newtek Small Business Finance
Non-bank lender · Lake Success, NY
4$2.7M$250,0000%
15Mortgage Capital Development
Certified development company · Oakland, CA
2$3.7M$1,855,00050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Honolulu. For 504 loans the lender shown is the certified development company.

What gets financed in Honolulu

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels62
22%
$50,000Central Pacific Bank
Retail28
10%
$58,000Central Pacific Bank
Construction27
10%
$50,000Central Pacific Bank
Other services (repair, personal care)24
9%
$150,000Central Pacific Bank
Administrative and support services23
8%
$50,000Central Pacific Bank
Professional and technical services23
8%
$200,000Central Pacific Bank
Health care and social assistance22
8%
$131,000Central Pacific Bank
Wholesale trade20
7%
$150,000Northeast Bank
Loan size mix
  • Under $150,00059%
  • $150,000 to $500,00023%
  • $500,000 to $2 million14%
  • $2 million and up5%
Compared with Hawaii
Median loan, Honolulu
$80,000
Median loan, Hawaii
$65,700
Startup share, Honolulu
30%
Startup share, Hawaii
30%
Share of state's SBA loans
32.3%

SBA loans per fiscal year in Honolulu

0133267400FY14: 210 loansFY14FY15: 371 loansFY15371FY16: 161 loansFY16FY17: 120 loansFY17FY18: 81 loansFY18FY19: 61 loansFY19FY20: 34 loansFY20FY21: 45 loansFY21FY22: 40 loansFY22FY23: 52 loansFY23FY24: 78 loansFY24FY25: 83 loansFY25FY26 (Oct to Jun): 28 loansFY2628
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.