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Bank · Walnut Creek, CA

Mechanics Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
24
SBA loans approved
$20.6M
Total approved
$629,000
Median loan
4
States lent in
38%
To startups
#813
National rank by loans

Mechanics Bank approved 24 SBA loans worth $20.6M between October 2021 and June 2026, ranking #813 of 2,283 SBA lenders nationally by loan count. Its median loan was $629,000, and 38% went to startups or businesses under two years old. It lent in 4 states, most often in Washington, and its most financed industry was construction.

SBA loans per fiscal year

0275380FY14: 68 loansFY14FY15: 78 loansFY15FY16: 79 loansFY1679FY17: 73 loansFY17FY18: 66 loansFY18FY19: 38 loansFY19FY20: 9 loansFY20FY21: 10 loansFY21FY22: 15 loansFY22FY23: 7 loansFY23FY24FY25: 1 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Mechanics Bank lends

StateLoansApprovedMedian loanRank in state
Washington18$17.9M$932,000#58
Hawaii3$984K$165,000#26
California2$1.2M$615,000#249
Oregon1$402K$402,000#135

Industries Mechanics Bank finances

IndustryLoansShareMedian loan
Construction8
33%
$460,000
Retail4
17%
$496,000
Health care and social assistance2
8%
$1,684,000
Other services (repair, personal care)2
8%
$444,000
Restaurants and hotels2
8%
$895,500
Transportation and warehousing2
8%
$1,247,500
Real estate and rental1
4%
$510,000
Professional and technical services1
4%
$402,000
Manufacturing1
4%
$32,000
Wholesale trade1
4%
$454,000
Loan size mix
  • Under $150,0008%
  • $150,000 to $500,00033%
  • $500,000 to $2 million50%
  • $2 million and up8%
Loan programs used
  • Preferred Lender (PLP)71%
  • SBA Express21%
  • Standard 7(a)8%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.