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SBA lenders in Lithonia, GA

SBA 7(a) and 504 loans to businesses in Lithonia (DeKalb County), October 2021 to June 30, 2026 · Updated October 15, 2026
77
SBA loans approved
$44.0M
Total approved
$250,000
Median loan
34
Lenders active
21%
To startups

77 SBA loans worth $44.0M went to businesses in Lithonia, GA between October 2021 and June 2026, from 34 lenders. Celtic Bank made the most, 6 loans. The median loan was $250,000, compared with $350,000 across Georgia, and retail was the most financed industry.

Most active SBA lenders in Lithonia

#LenderLoansApprovedMedian loanTo startups
1Celtic Bank
Bank · Salt Lake City, UT
6$2.1M$150,0000%
2Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$665K$45,5000%
3Wells Fargo Bank
Bank · Sioux Falls, SD
6$580K$17,50083%
4Newtek Small Business Finance
Non-bank lender · Lake Success, NY
5$3.7M$605,0000%
5Huntington National Bank
Bank · Columbus, OH
5$1.8M$350,00060%
6Bank of America
Bank · Charlotte, NC
5$1.7M$337,5000%
7BayFirst National Bank
Bank · St. Petersburg, FL
5$646K$150,0000%
8Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
3$1.3M$277,1000%
9Newtek Bank
Bank · Miami, FL
3$858K$350,0000%
10Georgia Banking
Bank · Atlanta, GA
2$6.0M$3,021,0000%
11Stearns Bank
Bank · St. Cloud, MN
2$5.0M$2,525,00050%
12Renasant Bank
Bank · Tupelo, MS
2$4.9M$2,464,0000%
13Georgia's Own Credit Union
Credit union · Atlanta, GA
2$2.4M$1,203,00050%
14First-Citizens Bank & Trust
Bank · Raleigh, NC
2$1.4M$675,5000%
15TowneBank
Bank · Portsmouth, VA
2$525K$262,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lithonia. For 504 loans the lender shown is the certified development company.

What gets financed in Lithonia

IndustryLoansShareMedian loanMost active lender
Retail17
22%
$150,000Wells Fargo Bank
Other services (repair, personal care)12
16%
$142,000BayFirst National Bank
Transportation and warehousing9
12%
$500,000First-Citizens Bank & Trust
Health care and social assistance9
12%
$440,000Bank of America
Restaurants and hotels8
10%
$425,000Huntington National Bank
Wholesale trade4
5%
$377,500Small Business Access Partners
Administrative and support services4
5%
$312,500Newtek Small Business Finance
Construction4
5%
$925,000Renasant Bank
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00036%
  • $500,000 to $2 million25%
  • $2 million and up6%
Compared with Georgia
Median loan, Lithonia
$250,000
Median loan, Georgia
$350,000
Startup share, Lithonia
21%
Startup share, Georgia
38%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Lithonia

071320FY14: 13 loansFY14FY15: 10 loansFY15FY16: 10 loansFY16FY17: 9 loansFY17FY18: 10 loansFY18FY19: 14 loansFY19FY20: 9 loansFY20FY21: 12 loansFY21FY22: 13 loansFY22FY23: 18 loansFY23FY24: 18 loansFY24FY25: 19 loansFY2519FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.