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SBA lenders in Decatur, GA

SBA 7(a) and 504 loans to businesses in Decatur (DeKalb County), October 2021 to June 30, 2026 · Updated October 15, 2026
141
SBA loans approved
$89.7M
Total approved
$315,000
Median loan
46
Lenders active
30%
To startups

141 SBA loans worth $89.7M went to businesses in Decatur, GA between October 2021 and June 2026, from 46 lenders. Newtek Bank made the most, 11 loans. The median loan was $315,000, compared with $350,000 across Georgia, and health care and social assistance was the most financed industry.

Most active SBA lenders in Decatur

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
11$5.5M$175,00018%
2Readycap Lending
Non-bank lender · Berkeley Heights, NJ
11$5.3M$50,00045%
3Northeast Bank
Bank · Portland, ME
9$755K$50,0000%
4Huntington National Bank
Bank · Columbus, OH
7$1.3M$225,00086%
5SouthState Bank
Bank · Winter Haven, FL
5$7.7M$1,446,00040%
6Georgia Certified Development
Certified development company · Atlanta, GA
5$3.1M$500,00020%
7Florida Business Development
Certified development company · Tampa, FL
5$3.1M$699,0000%
8Georgia Banking
Bank · Atlanta, GA
5$1.3M$242,00040%
9Celtic Bank
Bank · Salt Lake City, UT
5$744K$80,00020%
10Metro City Bank
Bank · Doraville, GA
4$10.0M$2,520,0000%
11Small Business Access Partners
Certified development company · Gainesville, GA
4$5.1M$1,189,0000%
12United Midwest Savings Bank
Bank · Degraff, OH
4$1.7M$397,50050%
13First Bank of the Lake
Bank · Osage Beach, MO
4$1.6M$439,05075%
14Live Oak Banking
Bank · Wilmington, NC
4$1.6M$390,00025%
15JPMorgan Chase Bank
Bank · Columbus, OH
4$633K$131,3500%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Decatur. For 504 loans the lender shown is the certified development company.

What gets financed in Decatur

IndustryLoansShareMedian loanMost active lender
Health care and social assistance32
23%
$200,000Northeast Bank
Restaurants and hotels23
16%
$494,300First Bank of the Lake
Professional and technical services18
13%
$325,000CDC Small Business Finance
Retail15
11%
$785,700Citizens Bank
Other services (repair, personal care)11
8%
$597,000Newtek Bank
Administrative and support services11
8%
$110,000Huntington National Bank
Wholesale trade7
5%
$168,000Florida Business Development
Construction5
4%
$250,000BayFirst National Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00033%
  • $500,000 to $2 million28%
  • $2 million and up9%
Compared with Georgia
Median loan, Decatur
$315,000
Median loan, Georgia
$350,000
Startup share, Decatur
30%
Startup share, Georgia
38%
Share of state's SBA loans
1.5%

SBA loans per fiscal year in Decatur

0204060FY14: 30 loansFY14FY15: 54 loansFY1554FY16: 41 loansFY16FY17: 44 loansFY17FY18: 35 loansFY18FY19: 32 loansFY19FY20: 25 loansFY20FY21: 39 loansFY21FY22: 17 loansFY22FY23: 33 loansFY23FY24: 33 loansFY24FY25: 37 loansFY25FY26 (Oct to Jun): 21 loansFY2621
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.