62 SBA loans worth $48.7M went to businesses in Santa Rosa Beach, FL between October 2021 and June 2026, from 29 lenders. Newtek Bank made the most, 9 loans. The median loan was $406,600, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Newtek Bank Bank · Miami, FL | 9 | $3.7M | $300,000 | 11% |
| 2 | Hancock Whitney Bank Bank · Gulfport, MS | 6 | $2.0M | $307,000 | 100% |
| 3 | VelocitySBA Non-bank lender · Irving, TX | 4 | $3.9M | $771,500 | 0% |
| 4 | Florida Business Development Certified development company · Tampa, FL | 4 | $3.8M | $894,500 | 0% |
| 5 | Community Bank of Mississippi Bank · Flowood, MS | 4 | $1.8M | $461,500 | 0% |
| 6 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 3 | $7.8M | $2,235,000 | 33% |
| 7 | First Internet Bank of Indiana Bank · Fishers, IN | 3 | $5.6M | $840,000 | 0% |
| 8 | Huntington National Bank Bank · Columbus, OH | 3 | $3.5M | $1,000,000 | 0% |
| 9 | Community National Bank & Trust Bank · Chanute, KS | 2 | $1.1M | $550,500 | 50% |
| 10 | Capital Bank Bank · Rockville, MD | 2 | $600K | $300,000 | 50% |
| 11 | Colony Bank Bank · Fitzgerald, GA | 2 | $549K | $274,600 | 0% |
| 12 | Northeast Bank Bank · Portland, ME | 2 | $145K | $72,600 | 0% |
| 13 | U.S. Bank Bank · Cincinnati, OH | 2 | $65K | $32,500 | 50% |
| 14 | Sunshine State Economic Development Certified development company · Clearwater, FL | 1 | $5.5M | $5,500,000 | 0% |
| 15 | Live Oak Banking Bank · Wilmington, NC | 1 | $3.0M | $3,050,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 12 | $415,100 | Community National Bank & Trust | |
| Real estate and rental | 10 | $483,500 | VelocitySBA | |
| Other services (repair, personal care) | 8 | $317,400 | Community Bank of Mississippi | |
| Retail | 8 | $373,000 | Florida First Capital Finance Corporation | |
| Administrative and support services | 5 | $953,000 | Huntington National Bank | |
| Professional and technical services | 5 | $360,000 | U.S. Bank | |
| Finance and insurance | 2 | $1,050,000 | Byline Bank | |
| Education | 2 | $225,000 | Newtek Bank |