58 SBA loans worth $33.8M went to businesses in Fort Walton Beach, FL between October 2021 and June 2026, from 20 lenders. Florida Business Development made the most, 10 loans. The median loan was $328,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Florida Business Development Certified development company · Tampa, FL | 10 | $6.4M | $495,000 | 0% |
| 2 | Huntington National Bank Bank · Columbus, OH | 9 | $5.7M | $300,000 | 67% |
| 3 | Live Oak Banking Bank · Wilmington, NC | 7 | $6.7M | $1,020,000 | 0% |
| 4 | Newtek Bank Bank · Miami, FL | 5 | $5.8M | $292,500 | 60% |
| 5 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 4 | $1.7M | $419,500 | 0% |
| 6 | TowneBank Bank · Portsmouth, VA | 3 | $2.3M | $500,000 | 67% |
| 7 | Hancock Whitney Bank Bank · Gulfport, MS | 3 | $841K | $320,000 | 67% |
| 8 | SouthState Bank Bank · Winter Haven, FL | 3 | $650K | $200,000 | 0% |
| 9 | Community Bank of Mississippi Bank · Flowood, MS | 3 | $575K | $130,000 | 33% |
| 10 | UniBank Bank · Lynnwood, WA | 1 | $1.2M | $1,155,000 | 100% |
| 11 | Busey Bank Bank · Champaign, IL | 1 | $725K | $725,000 | 100% |
| 12 | Renasant Bank Bank · Tupelo, MS | 1 | $415K | $414,900 | 100% |
| 13 | Truist Bank Bank · Charlotte, NC | 1 | $379K | $379,000 | 0% |
| 14 | CenTrust Bank, A Division of SmartBiz Bank Bank · Northbrook, IL | 1 | $164K | $164,000 | 0% |
| 15 | Northeast Bank Bank · Portland, ME | 1 | $150K | $150,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 10 | $350,000 | Florida Business Development | |
| Construction | 8 | $500,000 | TowneBank | |
| Retail | 7 | $340,000 | Florida First Capital Finance Corporation | |
| Other services (repair, personal care) | 6 | $194,500 | Huntington National Bank | |
| Real estate and rental | 6 | $285,500 | Live Oak Banking | |
| Administrative and support services | 6 | $200,000 | Huntington National Bank | |
| Professional and technical services | 4 | $323,500 | Northeast Bank | |
| Health care and social assistance | 2 | $2,525,000 | Newtek Bank |