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SBA lenders in Niceville, FL

SBA 7(a) and 504 loans to businesses in Niceville (Okaloosa County), October 2021 to June 30, 2026 · Updated October 15, 2026
29
SBA loans approved
$11.2M
Total approved
$347,000
Median loan
17
Lenders active
48%
To startups

29 SBA loans worth $11.2M went to businesses in Niceville, FL between October 2021 and June 2026, from 17 lenders. Newtek Bank made the most, 6 loans. The median loan was $347,000, compared with $250,000 across Florida, and administrative and support services was the most financed industry.

Most active SBA lenders in Niceville

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
6$1.4M$287,50033%
2Huntington National Bank
Bank · Columbus, OH
5$916K$120,000100%
3Florida Business Development
Certified development company · Tampa, FL
3$909K$347,0000%
4Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
2$2.4M$1,190,00050%
5Hancock Whitney Bank
Bank · Gulfport, MS
1$1.6M$1,590,0000%
6Colony Bank
Bank · Fitzgerald, GA
1$845K$845,0000%
7Live Oak Banking
Bank · Wilmington, NC
1$625K$625,0000%
8Community Bank of Mississippi
Bank · Flowood, MS
1$600K$600,000100%
9United Community Bank
Bank · Greenville, SC
1$540K$540,000100%
10Pinnacle Bank
Bank · Nashville, TN
1$495K$495,0000%
11FWBank
Bank · Chicago, IL
1$402K$402,000100%
12Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$250K$250,0000%
13MidSouth Bank
Bank · Dothan, AL
1$100K$100,000100%
14BayFirst National Bank
Bank · St. Petersburg, FL
1$95K$94,7000%
15Northeast Bank
Bank · Portland, ME
1$80K$80,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Niceville. For 504 loans the lender shown is the certified development company.

What gets financed in Niceville

IndustryLoansShareMedian loanMost active lender
Administrative and support services6
21%
$107,350Huntington National Bank
Arts, entertainment and recreation4
14%
$268,500Newtek Bank
Construction4
14%
$348,500Florida Business Development
Other services (repair, personal care)4
14%
$277,000Northeast Bank
Health care and social assistance3
10%
$495,000United Community Bank
Retail2
7%
$1,190,000Harvest Small Business Finance
Restaurants and hotels2
7%
$350,000MidSouth Bank
Real estate and rental1
3%
$625,000Live Oak Banking
Loan size mix
  • Under $150,00034%
  • $150,000 to $500,00041%
  • $500,000 to $2 million24%
  • $2 million and up0%
Compared with Florida
Median loan, Niceville
$347,000
Median loan, Florida
$250,000
Startup share, Niceville
48%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Niceville

071320FY14: 6 loansFY14FY15: 6 loansFY15FY16: 7 loansFY16FY17: 4 loansFY17FY18: 3 loansFY18FY19: 5 loansFY19FY20: 3 loansFY20FY21: 4 loansFY21FY22: 2 loansFY22FY23: 5 loansFY23FY24: 7 loansFY24FY25: 11 loansFY2511FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.