26 SBA loans worth $18.7M went to businesses in Key West, FL between October 2021 and June 2026, from 19 lenders. Readycap Lending made the most, 5 loans. The median loan was $364,200, compared with $250,000 across Florida, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 5 | $1.4M | $113,500 | 40% |
| 2 | Northeast Bank Bank · Portland, ME | 3 | $250K | $100,000 | 33% |
| 3 | First Horizon Bank Bank · Memphis, TN | 2 | $684K | $342,000 | 0% |
| 4 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 1 | $5.0M | $4,962,000 | 100% |
| 5 | Patriot Bank Bank · Stamford, CT | 1 | $3.0M | $2,975,000 | 100% |
| 6 | Midwest Regional Bank Bank · Clayton, MO | 1 | $1.8M | $1,833,000 | 0% |
| 7 | Truliant FCU Credit union · Winston-Salem, NC | 1 | $1.0M | $1,000,000 | 0% |
| 8 | Midwest BankCentre Bank · Lemay, MO | 1 | $885K | $885,000 | 0% |
| 9 | Florida Business Development Certified development company · Tampa, FL | 1 | $731K | $731,000 | 0% |
| 10 | Newtek Bank Bank · Miami, FL | 1 | $680K | $680,000 | 0% |
| 11 | Climate First Bank Bank · St. Petersburg, FL | 1 | $603K | $602,800 | 0% |
| 12 | Independent Development Services Certified development company · Fort Myers, FL | 1 | $547K | $547,000 | 0% |
| 13 | Banesco USA Bank · Miami, FL | 1 | $500K | $500,000 | 0% |
| 14 | Truist Bank Bank · Charlotte, NC | 1 | $378K | $378,400 | 0% |
| 15 | CenTrust Bank, A Division of SmartBiz Bank Bank · Northbrook, IL | 1 | $350K | $350,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 6 | $234,500 | First Horizon Bank | |
| Restaurants and hotels | 5 | $885,000 | Midwest Regional Bank | |
| Health care and social assistance | 3 | $259,600 | Lake Michigan CU | |
| Administrative and support services | 3 | $350,000 | CenTrust Bank, A Division of SmartBiz Bank | |
| Arts, entertainment and recreation | 2 | $2,981,000 | Truliant FCU | |
| Construction | 2 | $390,000 | Northeast Bank | |
| Manufacturing | 2 | $113,500 | Readycap Lending | |
| Finance and insurance | 1 | $547,000 | Independent Development Services |