US Lender Metrics Get a Lender Match
Home › SBA lenders by state › Florida › Key Largo

SBA lenders in Key Largo, FL

SBA 7(a) and 504 loans to businesses in Key Largo (Monroe County), October 2021 to June 30, 2026 · Updated October 15, 2026
25
SBA loans approved
$22.6M
Total approved
$350,000
Median loan
19
Lenders active
20%
To startups

25 SBA loans worth $22.6M went to businesses in Key Largo, FL between October 2021 and June 2026, from 19 lenders. Live Oak Banking made the most, 3 loans. The median loan was $350,000, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Key Largo

#LenderLoansApprovedMedian loanTo startups
1Live Oak Banking
Bank · Wilmington, NC
3$3.1M$650,00067%
2Northeast Bank
Bank · Portland, ME
3$321K$36,8000%
3Sunshine State Economic Development
Certified development company · Clearwater, FL
2$1.4M$679,0000%
4Bank of America
Bank · Charlotte, NC
2$400K$200,0000%
5Ameris Bank
Bank · Atlanta, GA
1$3.5M$3,460,000100%
6Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$3.2M$3,200,0000%
7Pinnacle Bank
Bank · Nashville, TN
1$3.1M$3,085,6000%
8Summit State Bank
Bank · Santa Rosa, CA
1$1.9M$1,947,0000%
9Florida Business Development
Certified development company · Tampa, FL
1$1.6M$1,608,0000%
10Midwest BankCentre
Bank · Lemay, MO
1$1.1M$1,067,5000%
11Stearns Bank
Bank · St. Cloud, MN
1$910K$910,0000%
12Enterprise Bank & Trust
Bank · Clayton, MO
1$810K$810,200100%
13First American Bank
Bank · Elk Grove Village, IL
1$350K$350,0000%
14CDC Small Business Finance
Non-bank lender · San Diego, CA
1$300K$300,0000%
15JPMorgan Chase Bank
Bank · Columbus, OH
1$250K$250,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Key Largo. For 504 loans the lender shown is the certified development company.

What gets financed in Key Largo

IndustryLoansShareMedian loanMost active lender
Construction7
28%
$200,000Live Oak Banking
Retail5
20%
$1,947,000Summit State Bank
Professional and technical services3
12%
$36,800JPMorgan Chase Bank
Restaurants and hotels2
8%
$730,100Live Oak Banking
Manufacturing2
8%
$954,000CDC Small Business Finance
Wholesale trade2
8%
$1,669,650Pinnacle Bank
Real estate and rental2
8%
$915,250Midwest BankCentre
Agriculture, forestry and fishing1
4%
$100,000Readycap Lending
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00032%
  • $500,000 to $2 million32%
  • $2 million and up16%
Compared with Florida
Median loan, Key Largo
$350,000
Median loan, Florida
$250,000
Startup share, Key Largo
20%
Startup share, Florida
29%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Key Largo

0369FY14: 2 loansFY14FY15FY16FY17: 2 loansFY17FY18: 6 loansFY18FY19: 5 loansFY19FY20: 2 loansFY20FY21: 5 loansFY21FY22: 6 loansFY22FY23: 1 loansFY23FY24: 4 loansFY24FY25: 8 loansFY258FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.