94 SBA loans worth $82.4M went to businesses in Santa Maria, CA between October 2021 and June 2026, from 34 lenders. Northeast Bank made the most, 12 loans. The median loan was $350,000, compared with $300,000 across California, and retail was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Northeast Bank Bank · Portland, ME | 12 | $1.7M | $50,000 | 17% |
| 2 | Cen Cal Business Finance Group Certified development company · Fresno, CA | 10 | $19.3M | $1,548,500 | 40% |
| 3 | American Riviera Bank Bank · Santa Barbara, CA | 6 | $4.2M | $607,500 | 0% |
| 4 | U.S. Bank Bank · Cincinnati, OH | 5 | $5.4M | $275,000 | 20% |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 4 | $4.4M | $77,000 | 25% |
| 6 | Newtek Bank Bank · Miami, FL | 4 | $855K | $232,500 | 0% |
| 7 | Pinnacle Bank Bank · Gilroy, CA | 3 | $1.9M | $610,000 | 0% |
| 8 | Community West Bank Bank · Fresno, CA | 3 | $1.2M | $358,300 | 0% |
| 9 | Commonwealth Business Bank Bank · Los Angeles, CA | 3 | $972K | $350,000 | 0% |
| 10 | Bank of America Bank · Charlotte, NC | 3 | $855K | $302,000 | 33% |
| 11 | Live Oak Banking Bank · Wilmington, NC | 3 | $745K | $225,000 | 33% |
| 12 | Coasthills Federal Credit Union Credit union · Santa Maria, CA | 3 | $460K | $100,000 | 0% |
| 13 | BayFirst National Bank Bank · St. Petersburg, FL | 3 | $450K | $150,000 | 0% |
| 14 | Wells Fargo Bank Bank · Sioux Falls, SD | 3 | $50K | $15,000 | 100% |
| 15 | Mortgage Capital Development Certified development company · Oakland, CA | 2 | $8.9M | $4,468,500 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 22 | $537,000 | Cen Cal Business Finance Group | |
| Restaurants and hotels | 11 | $550,000 | Pinnacle Bank | |
| Construction | 9 | $315,000 | U.S. Bank | |
| Manufacturing | 8 | $551,000 | U.S. Bank | |
| Transportation and warehousing | 8 | $50,000 | Northeast Bank | |
| Health care and social assistance | 8 | $328,000 | Bank of America | |
| Agriculture, forestry and fishing | 7 | $358,300 | Banc of California | |
| Other services (repair, personal care) | 5 | $350,000 | Coasthills Federal Credit Union |