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SBA lenders in Redwood City, CA

SBA 7(a) and 504 loans to businesses in Redwood City (San Mateo County), October 2021 to June 30, 2026 · Updated October 15, 2026
85
SBA loans approved
$49.5M
Total approved
$250,000
Median loan
28
Lenders active
25%
To startups

85 SBA loans worth $49.5M went to businesses in Redwood City, CA between October 2021 and June 2026, from 28 lenders. U.S. Bank made the most, 8 loans. The median loan was $250,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Redwood City

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
8$4.0M$50,00038%
2Newtek Bank
Bank · Miami, FL
8$2.1M$150,0000%
3Huntington National Bank
Bank · Columbus, OH
7$3.0M$310,00086%
4Live Oak Banking
Bank · Wilmington, NC
5$6.1M$350,0000%
5Celtic Bank
Bank · Salt Lake City, UT
5$1.3M$150,0000%
6Northeast Bank
Bank · Portland, ME
5$1.1M$200,00040%
7Fifth Third Bank
Bank · Cincinnati, OH
5$740K$200,0000%
8Capital Access Group
Certified development company · San Francisco, CA
4$6.7M$1,524,5000%
9Mortgage Capital Development
Certified development company · Oakland, CA
4$4.4M$974,5000%
10Lendistry SBLC
Non-bank lender · Los Angeles, CA
4$703K$150,0000%
11Wells Fargo Bank
Bank · Sioux Falls, SD
3$2.6M$15,000100%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$117K$47,00033%
13First Internet Bank of Indiana
Bank · Fishers, IN
2$3.5M$1,768,500100%
14Bank of America
Bank · Charlotte, NC
2$785K$392,5000%
15Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$750K$375,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Redwood City. For 504 loans the lender shown is the certified development company.

What gets financed in Redwood City

IndustryLoansShareMedian loanMost active lender
Construction14
16%
$300,000U.S. Bank
Professional and technical services13
15%
$200,000Newtek Bank
Restaurants and hotels13
15%
$347,200Celtic Bank
Retail11
13%
$150,000Fifth Third Bank
Other services (repair, personal care)11
13%
$390,000Newtek Bank
Health care and social assistance7
8%
$107,000Huntington National Bank
Manufacturing5
6%
$781,000Live Oak Banking
Finance and insurance3
4%
$340,000Northeast Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00047%
  • $500,000 to $2 million16%
  • $2 million and up11%
Compared with California
Median loan, Redwood City
$250,000
Median loan, California
$300,000
Startup share, Redwood City
25%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Redwood City

0102030FY14: 29 loansFY1429FY15: 22 loansFY15FY16: 22 loansFY16FY17: 16 loansFY17FY18: 13 loansFY18FY19: 11 loansFY19FY20: 16 loansFY20FY21: 12 loansFY21FY22: 10 loansFY22FY23: 13 loansFY23FY24: 22 loansFY24FY25: 27 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.