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SBA lenders in Folsom, CA

SBA 7(a) and 504 loans to businesses in Folsom (Sacramento County), October 2021 to June 30, 2026 · Updated October 15, 2026
132
SBA loans approved
$64.9M
Total approved
$236,000
Median loan
43
Lenders active
35%
To startups

132 SBA loans worth $64.9M went to businesses in Folsom, CA between October 2021 and June 2026, from 43 lenders. Huntington National Bank made the most, 14 loans. The median loan was $236,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Folsom

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
14$4.5M$150,00064%
2Banner Bank
Bank · Walla Walla, WA
12$2.2M$75,00025%
3U.S. Bank
Bank · Cincinnati, OH
11$3.7M$50,0009%
4Newtek Bank
Bank · Miami, FL
10$2.3M$250,00040%
5Northeast Bank
Bank · Portland, ME
8$1.0M$129,50012%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$2.8M$200,00043%
7Wells Fargo Bank
Bank · Sioux Falls, SD
6$1.1M$20,00083%
8Columbia Bank
Bank · Roseburg, OR
6$447K$50,00033%
9AMPAC Tri-State CDC
Certified development company · Ontario, CA
4$4.2M$714,50025%
10Five Star Bank
Bank · Roseville, CA
4$2.0M$125,00025%
11Main Street Launch
Non-bank lender · Oakland, CA
4$700K$125,00050%
12Mortgage Capital Development
Certified development company · Oakland, CA
3$4.7M$682,0000%
13Plumas Bank
Bank · Quincy, CA
3$4.5M$397,00067%
14JPMorgan Chase Bank
Bank · Columbus, OH
3$750K$250,0000%
15Celtic Bank
Bank · Salt Lake City, UT
2$2.6M$1,304,00050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Folsom. For 504 loans the lender shown is the certified development company.

What gets financed in Folsom

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels23
17%
$250,000Banner Bank
Professional and technical services23
17%
$150,000Banner Bank
Health care and social assistance18
14%
$517,500AMPAC Tri-State CDC
Other services (repair, personal care)17
13%
$285,000Huntington National Bank
Retail15
11%
$210,000U.S. Bank
Construction14
11%
$67,500Columbia Bank
Arts, entertainment and recreation9
7%
$425,000Huntington National Bank
Administrative and support services4
3%
$350,000U.S. Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00034%
  • $500,000 to $2 million23%
  • $2 million and up5%
Compared with California
Median loan, Folsom
$236,000
Median loan, California
$300,000
Startup share, Folsom
35%
Startup share, California
23%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in Folsom

0132740FY14: 20 loansFY14FY15: 24 loansFY15FY16: 32 loansFY16FY17: 28 loansFY17FY18: 29 loansFY18FY19: 26 loansFY19FY20: 23 loansFY20FY21: 29 loansFY21FY22: 20 loansFY22FY23: 12 loansFY23FY24: 38 loansFY2438FY25: 36 loansFY25FY26 (Oct to Jun): 26 loansFY2626
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.