58 SBA loans worth $25.6M went to businesses in Carmichael, CA between October 2021 and June 2026, from 28 lenders. U.S. Bank made the most, 6 loans. The median loan was $286,500, compared with $300,000 across California, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | U.S. Bank Bank · Cincinnati, OH | 6 | $930K | $45,000 | 0% |
| 2 | Wells Fargo Bank Bank · Sioux Falls, SD | 5 | $3.9M | $332,000 | 80% |
| 3 | Newtek Bank Bank · Miami, FL | 4 | $2.8M | $325,000 | 0% |
| 4 | Harvest Small Business Finance Non-bank lender · Laguna Hills, CA | 3 | $2.8M | $885,600 | 100% |
| 5 | Live Oak Banking Bank · Wilmington, NC | 3 | $1.7M | $390,000 | 0% |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 3 | $792K | $298,000 | 0% |
| 7 | FFB Bank Bank · Fresno, CA | 3 | $596K | $271,000 | 0% |
| 8 | Northeast Bank Bank · Portland, ME | 3 | $364K | $60,300 | 33% |
| 9 | Greater Sacramento Certified Development Certified development company · North Highlands, CA | 2 | $1.7M | $862,000 | 50% |
| 10 | Mortgage Capital Development Certified development company · Oakland, CA | 2 | $1.4M | $722,500 | 0% |
| 11 | Huntington National Bank Bank · Columbus, OH | 2 | $742K | $371,250 | 0% |
| 12 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 2 | $720K | $359,850 | 0% |
| 13 | California Statewide Certified Development Certified development company · Davis, CA | 2 | $680K | $340,000 | 0% |
| 14 | Business Finance Capital Certified development company · Los Angeles, CA | 2 | $582K | $291,000 | 0% |
| 15 | Five Star Bank Bank · Roseville, CA | 2 | $535K | $267,500 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 13 | $574,000 | Harvest Small Business Finance | |
| Construction | 8 | $44,000 | U.S. Bank | |
| Other services (repair, personal care) | 7 | $275,000 | Live Oak Banking | |
| Restaurants and hotels | 7 | $249,000 | Open Bank | |
| Transportation and warehousing | 5 | $250,000 | Lendistry SBLC | |
| Finance and insurance | 4 | $381,250 | Huntington National Bank | |
| Administrative and support services | 4 | $451,250 | Live Oak Banking | |
| Education | 3 | $100,000 | Five Star Bank |