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SBA lenders in Citrus Heights, CA

SBA 7(a) and 504 loans to businesses in Citrus Heights (Sacramento County), October 2021 to June 30, 2026 · Updated October 15, 2026
94
SBA loans approved
$51.5M
Total approved
$318,850
Median loan
47
Lenders active
18%
To startups

94 SBA loans worth $51.5M went to businesses in Citrus Heights, CA between October 2021 and June 2026, from 47 lenders. Newtek Bank made the most, 6 loans. The median loan was $318,850, compared with $300,000 across California, and retail was the most financed industry.

Most active SBA lenders in Citrus Heights

#LenderLoansApprovedMedian loanTo startups
1Newtek Bank
Bank · Miami, FL
6$645K$52,5000%
2U.S. Bank
Bank · Cincinnati, OH
6$120K$17,50033%
3California Statewide Certified Development
Certified development company · Davis, CA
4$3.2M$769,0000%
4Zions Bank, A Division of
Bank · Salt Lake City, UT
4$2.8M$739,60050%
5Live Oak Banking
Bank · Wilmington, NC
4$2.4M$650,00050%
6Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$2.2M$680,00050%
7Columbia Bank
Bank · Roseburg, OR
4$768K$50,0000%
8Pinnacle Bank
Bank · Gilroy, CA
3$2.2M$714,00033%
9Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$684K$150,0000%
10California Statewide Certified Development
Non-bank lender · Davis, CA
3$382K$115,00033%
11BayFirst National Bank
Bank · St. Petersburg, FL
3$374K$120,0000%
12Northeast Bank
Bank · Portland, ME
3$250K$50,0000%
13Wells Fargo Bank
Bank · Sioux Falls, SD
3$45K$15,000100%
14Advantage Certified Development
Certified development company · Long Beach, CA
2$4.8M$2,394,5000%
15Capital Access Group
Certified development company · San Francisco, CA
2$1.7M$845,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Citrus Heights. For 504 loans the lender shown is the certified development company.

What gets financed in Citrus Heights

IndustryLoansShareMedian loanMost active lender
Retail16
17%
$371,200Northeast Bank
Restaurants and hotels16
17%
$402,000Readycap Lending
Health care and social assistance13
14%
$714,000Pinnacle Bank
Other services (repair, personal care)12
13%
$348,500Newtek Bank
Administrative and support services8
9%
$143,000U.S. Bank
Construction7
7%
$40,000U.S. Bank
Professional and technical services5
5%
$317,700Banc of California
Transportation and warehousing4
4%
$373,800Capital Access Group
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00031%
  • $500,000 to $2 million30%
  • $2 million and up6%
Compared with California
Median loan, Citrus Heights
$318,850
Median loan, California
$300,000
Startup share, Citrus Heights
18%
Startup share, California
23%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Citrus Heights

0102030FY14: 21 loansFY14FY15: 13 loansFY15FY16: 11 loansFY16FY17: 23 loansFY17FY18: 10 loansFY18FY19: 12 loansFY19FY20: 8 loansFY20FY21: 18 loansFY21FY22: 14 loansFY22FY23: 20 loansFY23FY24: 18 loansFY24FY25: 25 loansFY2525FY26 (Oct to Jun): 17 loansFY2617
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.