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SBA lenders in Huntington Beach, CA

SBA 7(a) and 504 loans to businesses in Huntington Beach (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
255
SBA loans approved
$143.6M
Total approved
$281,000
Median loan
61
Lenders active
28%
To startups

255 SBA loans worth $143.6M went to businesses in Huntington Beach, CA between October 2021 and June 2026, from 61 lenders. U.S. Bank made the most, 31 loans. The median loan was $281,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Huntington Beach

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
31$12.3M$60,00016%
2Huntington National Bank
Bank · Columbus, OH
25$6.5M$299,50072%
3JPMorgan Chase Bank
Bank · Columbus, OH
17$4.0M$150,0006%
4Newtek Bank
Bank · Miami, FL
15$8.2M$250,00020%
5Northeast Bank
Bank · Portland, ME
15$4.6M$250,00013%
6California Statewide Certified Development
Certified development company · Davis, CA
13$13.7M$839,0008%
7Readycap Lending
Non-bank lender · Berkeley Heights, NJ
12$3.1M$204,75033%
8Lendistry SBLC
Non-bank lender · Los Angeles, CA
11$1.5M$137,7009%
9CDC Small Business Finance
Non-bank lender · San Diego, CA
9$1.6M$196,00033%
10Business Finance Capital
Certified development company · Los Angeles, CA
7$9.0M$1,306,00014%
11Wells Fargo Bank
Bank · Sioux Falls, SD
7$5.8M$15,00071%
12CDC Small Business Finance
Certified development company · San Diego, CA
6$7.4M$1,026,5000%
13Live Oak Banking
Bank · Wilmington, NC
5$3.3M$500,00020%
14BayFirst National Bank
Bank · St. Petersburg, FL
5$750K$150,0000%
15Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
4$6.2M$1,689,3500%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Huntington Beach. For 504 loans the lender shown is the certified development company.

What gets financed in Huntington Beach

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels40
16%
$211,550Huntington National Bank
Professional and technical services31
12%
$250,000U.S. Bank
Health care and social assistance29
11%
$527,000California Statewide Certified Development
Manufacturing25
10%
$374,500U.S. Bank
Other services (repair, personal care)24
9%
$102,800Lendistry SBLC
Construction24
9%
$183,000U.S. Bank
Retail21
8%
$263,000Readycap Lending
Administrative and support services14
5%
$300,000U.S. Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00037%
  • $500,000 to $2 million27%
  • $2 million and up8%
Compared with California
Median loan, Huntington Beach
$281,000
Median loan, California
$300,000
Startup share, Huntington Beach
28%
Startup share, California
23%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Huntington Beach

0234770FY14: 47 loansFY14FY15: 60 loansFY15FY16: 62 loansFY16FY17: 52 loansFY17FY18: 60 loansFY18FY19: 52 loansFY19FY20: 35 loansFY20FY21: 42 loansFY21FY22: 43 loansFY22FY23: 40 loansFY23FY24: 63 loansFY24FY25: 64 loansFY2564FY26 (Oct to Jun): 45 loansFY2645
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.