85 SBA loans worth $38.7M went to businesses in Richland, WA between October 2021 and June 2026, from 29 lenders. HAPO Community CU made the most, 15 loans. The median loan was $120,000, compared with $200,000 across Washington, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | HAPO Community CU Credit union · Richland, WA | 15 | $2.8M | $100,000 | 33% |
| 2 | Banner Bank Bank · Walla Walla, WA | 11 | $1.6M | $100,000 | 18% |
| 3 | Columbia Bank Bank · Roseburg, OR | 8 | $1.5M | $50,000 | 0% |
| 4 | U.S. Bank Bank · Cincinnati, OH | 8 | $484K | $50,000 | 50% |
| 5 | Northwest Business Development Association Certified development company · Spokane Valley, WA | 6 | $8.8M | $756,000 | 33% |
| 6 | Northeast Bank Bank · Portland, ME | 4 | $260K | $62,500 | 0% |
| 7 | Glacier Bank Bank · Kalispell, MT | 3 | $2.7M | $250,000 | 33% |
| 8 | Numerica CU Credit union · Spokane Valley, WA | 3 | $798K | $200,000 | 0% |
| 9 | KeyBank Bank · Cleveland, OH | 3 | $150K | $50,000 | 100% |
| 10 | Byline Bank Bank · Chicago, IL | 2 | $4.8M | $2,425,000 | 0% |
| 11 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 2 | $2.0M | $993,000 | 50% |
| 12 | Washington Trust Bank Bank · Spokane, WA | 2 | $1.3M | $629,000 | 50% |
| 13 | Newtek Bank Bank · Miami, FL | 2 | $650K | $325,000 | 50% |
| 14 | Celtic Bank Bank · Salt Lake City, UT | 1 | $2.4M | $2,437,000 | 0% |
| 15 | Live Oak Banking Bank · Wilmington, NC | 1 | $2.1M | $2,150,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 19 | $250,000 | Banner Bank | |
| Health care and social assistance | 13 | $100,000 | U.S. Bank | |
| Professional and technical services | 11 | $260,000 | Columbia Bank | |
| Restaurants and hotels | 10 | $330,000 | Northwest Business Development Association | |
| Other services (repair, personal care) | 8 | $145,050 | HAPO Community CU | |
| Manufacturing | 6 | $76,250 | U.S. Bank | |
| Retail | 6 | $75,000 | Northwest Business Development Association | |
| Real estate and rental | 3 | $100,700 | HAPO Community CU |