209 SBA loans worth $126.5M went to businesses in Fredericksburg, VA between October 2021 and June 2026, from 56 lenders. Manufacturers and Traders Trust made the most, 25 loans. The median loan was $260,000, compared with $232,000 across Virginia, and other services (repair, personal care) was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Bank · Buffalo, NY | 25 | $2.5M | $50,000 | 68% |
| 2 | Huntington National Bank Bank · Columbus, OH | 16 | $4.5M | $229,050 | 75% |
| 3 | Newtek Bank Bank · Miami, FL | 15 | $10.3M | $355,000 | 0% |
| 4 | Atlantic Union Bank Bank · Richmond City, VA | 13 | $12.2M | $308,000 | 62% |
| 5 | Live Oak Banking Bank · Wilmington, NC | 11 | $14.9M | $1,020,000 | 45% |
| 6 | Rappahannock Economic Development Certified development company · Fredericksburg, VA | 11 | $5.7M | $358,000 | 27% |
| 7 | Potomac Bank Bank · Charles Town, WV | 9 | $2.5M | $250,000 | 56% |
| 8 | Northeast Bank Bank · Portland, ME | 8 | $1.3M | $153,750 | 25% |
| 9 | BayFirst National Bank Bank · St. Petersburg, FL | 7 | $1.8M | $150,000 | 0% |
| 10 | Wells Fargo Bank Bank · Sioux Falls, SD | 7 | $130K | $15,000 | 100% |
| 11 | Business Finance Group Certified development company · Fairfax, VA | 6 | $4.3M | $722,000 | 0% |
| 12 | TD Bank Bank · Wilmington, DE | 6 | $919K | $50,000 | 67% |
| 13 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 5 | $4.8M | $304,000 | 0% |
| 14 | United Midwest Savings Bank Bank · Degraff, OH | 5 | $3.9M | $250,000 | 80% |
| 15 | First-Citizens Bank & Trust Bank · Raleigh, NC | 4 | $5.7M | $781,000 | 25% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Other services (repair, personal care) | 36 | $250,000 | Atlantic Union Bank | |
| Health care and social assistance | 27 | $279,500 | Huntington National Bank | |
| Retail | 24 | $252,550 | Huntington National Bank | |
| Professional and technical services | 23 | $221,000 | Manufacturers and Traders Trust | |
| Construction | 20 | $250,500 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 17 | $350,000 | Manufacturers and Traders Trust | |
| Administrative and support services | 10 | $224,500 | Huntington National Bank | |
| Transportation and warehousing | 10 | $165,000 | Wells Fargo Bank |