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SBA lenders in San Marcos, TX

SBA 7(a) and 504 loans to businesses in San Marcos (Hays County), October 2021 to June 30, 2026 · Updated October 15, 2026
55
SBA loans approved
$42.1M
Total approved
$500,000
Median loan
31
Lenders active
47%
To startups

55 SBA loans worth $42.1M went to businesses in San Marcos, TX between October 2021 and June 2026, from 31 lenders. Wells Fargo Bank made the most, 5 loans. The median loan was $500,000, compared with $320,600 across Texas, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in San Marcos

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
5$1.5M$438,00040%
2Capital Certified Development
Certified development company · Austin, TX
4$2.5M$537,5000%
3Frost Bank
Bank · San Antonio, TX
4$1.3M$231,400100%
4Texas Certified Development Company
Certified development company · Austin, TX
3$2.8M$1,079,0000%
5Schertz Bank & Trust
Bank · Schertz, TX
3$904K$342,00033%
6United Midwest Savings Bank
Bank · Degraff, OH
3$530K$150,000100%
7Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$3.5M$1,725,000100%
8Wallis Bank
Bank · Wallis, TX
2$2.4M$1,223,250100%
9Newtek Bank
Bank · Miami, FL
2$1.6M$789,5000%
10Bancorp Bank
Bank · Sioux Falls, SD
2$1.5M$770,7000%
11First Guaranty Bank
Bank · Hammond, LA
2$1.0M$500,0000%
12Huntington National Bank
Bank · Columbus, OH
2$350K$174,900100%
13CDC Small Business Finance
Non-bank lender · San Diego, CA
2$245K$122,500100%
14Northeast Bank
Bank · Portland, ME
2$60K$30,0000%
15Metro City Bank
Bank · Doraville, GA
1$5.0M$5,000,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in San Marcos. For 504 loans the lender shown is the certified development company.

What gets financed in San Marcos

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)10
18%
$605,800Frost Bank
Professional and technical services9
16%
$438,000Capital Certified Development
Restaurants and hotels8
15%
$1,488,250Citizens Bank
Manufacturing5
9%
$1,474,000First Guaranty Bank
Retail4
7%
$275,000Colony Bank
Arts, entertainment and recreation3
5%
$651,000Bancorp Bank
Construction3
5%
$250,000United Midwest Savings Bank
Health care and social assistance3
5%
$133,200CDC Small Business Finance
Loan size mix
  • Under $150,00029%
  • $150,000 to $500,00020%
  • $500,000 to $2 million42%
  • $2 million and up9%
Compared with Texas
Median loan, San Marcos
$500,000
Median loan, Texas
$320,600
Startup share, San Marcos
47%
Startup share, Texas
40%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in San Marcos

071320FY14: 8 loansFY14FY15: 13 loansFY15FY16: 10 loansFY16FY17: 16 loansFY1716FY18: 7 loansFY18FY19: 12 loansFY19FY20: 7 loansFY20FY21: 11 loansFY21FY22: 12 loansFY22FY23: 12 loansFY23FY24: 12 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.