1,490 SBA loans worth $983.4M went to businesses in Austin, TX between October 2021 and June 2026, from 161 lenders. Huntington National Bank made the most, 146 loans. The median loan was $338,000, compared with $320,600 across Texas, and professional and technical services was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Huntington National Bank Bank · Columbus, OH | 146 | $62.4M | $305,000 | 61% |
| 2 | Northeast Bank Bank · Portland, ME | 91 | $14.5M | $126,000 | 10% |
| 3 | Capital Certified Development Certified development company · Austin, TX | 76 | $107.1M | $988,500 | 17% |
| 4 | BayFirst National Bank Bank · St. Petersburg, FL | 73 | $17.4M | $150,000 | 1% |
| 5 | JPMorgan Chase Bank Bank · Columbus, OH | 69 | $37.7M | $400,000 | 14% |
| 6 | Newtek Bank Bank · Miami, FL | 67 | $32.2M | $150,000 | 21% |
| 7 | Live Oak Banking Bank · Wilmington, NC | 65 | $73.9M | $500,000 | 15% |
| 8 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 62 | $15.3M | $50,000 | 6% |
| 9 | Wells Fargo Bank Bank · Sioux Falls, SD | 55 | $13.1M | $25,000 | 85% |
| 10 | Bank of America Bank · Charlotte, NC | 31 | $17.2M | $350,000 | 10% |
| 11 | American Bank of Commerce Bank · Wolfforth, TX | 28 | $14.1M | $452,000 | 32% |
| 12 | Celtic Bank Bank · Salt Lake City, UT | 25 | $9.7M | $150,000 | 20% |
| 13 | PeopleFund Non-bank lender · Austin, TX | 25 | $4.6M | $156,800 | 60% |
| 14 | Fifth Third Bank Bank · Cincinnati, OH | 24 | $6.9M | $156,000 | 17% |
| 15 | United Midwest Savings Bank Bank · Degraff, OH | 23 | $7.8M | $150,000 | 78% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Professional and technical services | 254 | $300,000 | JPMorgan Chase Bank | |
| Restaurants and hotels | 178 | $404,500 | Huntington National Bank | |
| Other services (repair, personal care) | 159 | $350,000 | Huntington National Bank | |
| Health care and social assistance | 144 | $365,000 | Northeast Bank | |
| Retail | 141 | $350,000 | BayFirst National Bank | |
| Construction | 137 | $275,000 | JPMorgan Chase Bank | |
| Administrative and support services | 105 | $254,000 | Huntington National Bank | |
| Arts, entertainment and recreation | 88 | $381,250 | Huntington National Bank |