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SBA lenders in Royse City, TX

SBA 7(a) and 504 loans to businesses in Royse City (Rockwall County), October 2021 to June 30, 2026 · Updated October 15, 2026
47
SBA loans approved
$22.5M
Total approved
$150,000
Median loan
31
Lenders active
45%
To startups

47 SBA loans worth $22.5M went to businesses in Royse City, TX between October 2021 and June 2026, from 31 lenders. American National Bank of Texas made the most, 4 loans. The median loan was $150,000, compared with $320,600 across Texas, and construction was the most financed industry.

Most active SBA lenders in Royse City

#LenderLoansApprovedMedian loanTo startups
1American National Bank of Texas
Bank · Terrell, TX
4$578K$159,50025%
2JPMorgan Chase Bank
Bank · Columbus, OH
4$255K$57,50050%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$180K$50,0000%
4Northeast Bank
Bank · Portland, ME
3$927K$50,00067%
5Wells Fargo Bank
Bank · Sioux Falls, SD
3$40K$15,000100%
6Greater East Texas Certified Development
Certified development company · Tyler, TX
2$3.2M$1,610,5000%
7Live Oak Banking
Bank · Wilmington, NC
2$1.7M$852,50050%
8Frost Bank
Bank · San Antonio, TX
2$660K$329,950100%
9T Bank
Bank · Dallas, TX
1$5.0M$5,000,000100%
10Midwest Regional Bank
Bank · Clayton, MO
1$1.4M$1,367,000100%
11Merchants Bank of Indiana
Bank · Carmel, IN
1$1.2M$1,220,0000%
12Equity Bank
Bank · Andover, KS
1$1.2M$1,170,000100%
13ConnectOne Bank
Bank · Englewood Cliffs, NJ
1$995K$995,000100%
14North Texas Certified Development
Certified development company · Plano, TX
1$785K$785,0000%
15Hancock Whitney Bank
Bank · Gulfport, MS
1$612K$612,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Royse City. For 504 loans the lender shown is the certified development company.

What gets financed in Royse City

IndustryLoansShareMedian loanMost active lender
Construction6
13%
$87,500JPMorgan Chase Bank
Retail6
13%
$517,500JPMorgan Chase Bank
Health care and social assistance5
11%
$229,500American National Bank of Texas
Manufacturing5
11%
$359,000Frost Bank
Professional and technical services4
9%
$35,000Wells Fargo Bank
Education4
9%
$96,700Huntington National Bank
Other services (repair, personal care)3
6%
$50,000Readycap Lending
Restaurants and hotels3
6%
$569,900American National Bank of Texas
Loan size mix
  • Under $150,00047%
  • $150,000 to $500,00023%
  • $500,000 to $2 million28%
  • $2 million and up2%
Compared with Texas
Median loan, Royse City
$150,000
Median loan, Texas
$320,600
Startup share, Royse City
45%
Startup share, Texas
40%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Royse City

071320FY14: 5 loansFY14FY15: 3 loansFY15FY16: 9 loansFY16FY17: 5 loansFY17FY18: 6 loansFY18FY19: 2 loansFY19FY20: 6 loansFY20FY21: 8 loansFY21FY22: 7 loansFY22FY23: 6 loansFY23FY24: 10 loansFY24FY25: 17 loansFY2517FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.