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SBA lenders in Garland, TX

SBA 7(a) and 504 loans to businesses in Garland (Dallas County), October 2021 to June 30, 2026 · Updated October 15, 2026
152
SBA loans approved
$131.0M
Total approved
$375,000
Median loan
65
Lenders active
28%
To startups

152 SBA loans worth $131.0M went to businesses in Garland, TX between October 2021 and June 2026, from 65 lenders. Northeast Bank made the most, 10 loans. The median loan was $375,000, compared with $320,600 across Texas, and retail was the most financed industry.

Most active SBA lenders in Garland

#LenderLoansApprovedMedian loanTo startups
1Northeast Bank
Bank · Portland, ME
10$1.4M$145,0000%
2Enterprise Bank & Trust
Bank · Clayton, MO
9$17.1M$1,739,40011%
3Fifth Third Bank
Bank · Cincinnati, OH
9$4.3M$150,0000%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
9$1.3M$50,00011%
5First Internet Bank of Indiana
Bank · Fishers, IN
6$6.2M$503,50083%
6Wells Fargo Bank
Bank · Sioux Falls, SD
6$3.5M$15,00067%
7JPMorgan Chase Bank
Bank · Columbus, OH
5$2.3M$150,00020%
8Newtek Bank
Bank · Miami, FL
5$1.4M$85,00020%
9SouthState Bank
Bank · Winter Haven, FL
5$1.4M$150,00020%
10Citizens Bank
Bank · Elizabethton, TN
4$9.9M$2,609,7000%
11Live Oak Banking
Bank · Wilmington, NC
4$6.8M$712,50050%
12Huntington National Bank
Bank · Columbus, OH
4$2.8M$350,0000%
13First United Bank and Trust
Bank · Durant, OK
3$5.9M$1,156,1000%
14Merchants Bank of Indiana
Bank · Carmel, IN
3$4.2M$379,0000%
15Celtic Bank
Bank · Salt Lake City, UT
3$2.3M$64,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Garland. For 504 loans the lender shown is the certified development company.

What gets financed in Garland

IndustryLoansShareMedian loanMost active lender
Retail23
15%
$290,000Wells Fargo Bank
Other services (repair, personal care)21
14%
$216,000Huntington National Bank
Construction19
12%
$250,000Northeast Bank
Health care and social assistance19
12%
$525,000Readycap Lending
Manufacturing16
11%
$665,500Fifth Third Bank
Restaurants and hotels11
7%
$514,000PCB Bank
Administrative and support services11
7%
$477,700Fifth Third Bank
Wholesale trade6
4%
$350,000Incommons Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00028%
  • $500,000 to $2 million31%
  • $2 million and up15%
Compared with Texas
Median loan, Garland
$375,000
Median loan, Texas
$320,600
Startup share, Garland
28%
Startup share, Texas
40%
Share of state's SBA loans
0.6%

SBA loans per fiscal year in Garland

0204060FY14: 43 loansFY14FY15: 44 loansFY15FY16: 53 loansFY1653FY17: 33 loansFY17FY18: 35 loansFY18FY19: 25 loansFY19FY20: 27 loansFY20FY21: 22 loansFY21FY22: 36 loansFY22FY23: 19 loansFY23FY24: 41 loansFY24FY25: 30 loansFY25FY26 (Oct to Jun): 26 loansFY2626
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.