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SBA lenders in Johnson City, TN

SBA 7(a) and 504 loans to businesses in Johnson City (Washington County), October 2021 to June 30, 2026 · Updated October 15, 2026
50
SBA loans approved
$33.2M
Total approved
$343,750
Median loan
33
Lenders active
50%
To startups

50 SBA loans worth $33.2M went to businesses in Johnson City, TN between October 2021 and June 2026, from 33 lenders. Huntington National Bank made the most, 4 loans. The median loan was $343,750, compared with $246,500 across Tennessee, and retail was the most financed industry.

Most active SBA lenders in Johnson City

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
4$650K$140,000100%
2First Bank and Trust
Bank · Lebanon, VA
4$610K$117,5000%
3First Community Bank
Bank · Bluefield, VA
3$3.8M$866,50033%
4Readycap Lending
Non-bank lender · Berkeley Heights, NJ
3$1.3M$350,00033%
5Eclipse Bank
Bank · Louisville, KY
3$680K$135,00033%
6U.S. Bank
Bank · Cincinnati, OH
3$87K$30,00067%
7Newtek Bank
Bank · Miami, FL
2$6.0M$2,987,50050%
8Citizens Bank
Bank · Elizabethton, TN
2$3.4M$1,675,050100%
9Brightbridge
Certified development company · Chattanooga, TN
2$1.3M$670,5000%
10Stone Bank
Bank · Mountain View, AR
1$3.4M$3,410,0000%
11Peoples Bank
Bank · Mendenhall, MS
1$2.5M$2,499,800100%
12First-Citizens Bank & Trust
Bank · Raleigh, NC
1$1.4M$1,425,000100%
13Bank Five Nine
Bank · Oconomowoc, WI
1$999K$999,0000%
14Bank of America
Bank · Charlotte, NC
1$952K$952,000100%
15Banesco USA
Bank · Miami, FL
1$840K$840,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Johnson City. For 504 loans the lender shown is the certified development company.

What gets financed in Johnson City

IndustryLoansShareMedian loanMost active lender
Retail8
16%
$122,500Banesco USA
Construction7
14%
$255,000Huntington National Bank
Administrative and support services7
14%
$230,000Huntington National Bank
Restaurants and hotels6
12%
$420,000Celtic Bank
Other services (repair, personal care)4
8%
$802,200Newtek Bank
Real estate and rental3
6%
$999,000Old National Bank
Professional and technical services3
6%
$85,000First Bank and Trust
Arts, entertainment and recreation3
6%
$380,000Magnifi Financial CU
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00040%
  • $500,000 to $2 million22%
  • $2 million and up10%
Compared with Tennessee
Median loan, Johnson City
$343,750
Median loan, Tennessee
$246,500
Startup share, Johnson City
50%
Startup share, Tennessee
42%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Johnson City

071320FY14: 3 loansFY14FY15: 6 loansFY15FY16: 3 loansFY16FY17: 9 loansFY17FY18: 8 loansFY18FY19: 3 loansFY19FY20: 13 loansFY20FY21: 11 loansFY21FY22: 15 loansFY2215FY23: 6 loansFY23FY24: 6 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.