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SBA lenders in Germantown, TN

SBA 7(a) and 504 loans to businesses in Germantown (Shelby County), October 2021 to June 30, 2026 · Updated October 15, 2026
31
SBA loans approved
$13.5M
Total approved
$300,000
Median loan
19
Lenders active
58%
To startups

31 SBA loans worth $13.5M went to businesses in Germantown, TN between October 2021 and June 2026, from 19 lenders. Huntington National Bank made the most, 4 loans. The median loan was $300,000, compared with $246,500 across Tennessee, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Germantown

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
4$1.2M$345,00075%
2Newtek Bank
Bank · Miami, FL
3$700K$250,00033%
3United Midwest Savings Bank
Bank · Degraff, OH
3$440K$150,000100%
4Pinnacle Bank
Bank · Nashville, TN
2$1.8M$916,50050%
5ACC Capital
Non-bank lender · Little Rock, AR
2$1.0M$500,000100%
6Bank3
Bank · Memphis, TN
2$744K$372,00050%
7First Horizon Bank
Bank · Memphis, TN
2$703K$351,70050%
8BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
9SouthState Bank
Bank · Winter Haven, FL
1$1.9M$1,918,0000%
10First Commonwealth Bank
Bank · Indiana, PA
1$1.6M$1,643,800100%
11Decatur County Bank
Bank · Decaturville, TN
1$827K$827,0000%
12First Bank of the Lake
Bank · Osage Beach, MO
1$492K$492,500100%
13Old National Bank
Bank · Evansville, IN
1$414K$414,000100%
14Southern Bancorp Bank
Bank · Arkadelphia, AR
1$350K$350,000100%
15Regions Bank
Bank · Birmingham, AL
1$341K$340,700100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Germantown. For 504 loans the lender shown is the certified development company.

What gets financed in Germantown

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels9
29%
$414,000ACC Capital
Construction5
16%
$200,000First Horizon Bank
Other services (repair, personal care)4
13%
$315,500Pinnacle Bank
Administrative and support services3
10%
$150,000Magnifi Financial CU
Retail3
10%
$340,000United Midwest Savings Bank
Health care and social assistance3
10%
$150,000Decatur County Bank
Arts, entertainment and recreation1
3%
$250,000Newtek Bank
Finance and insurance1
3%
$148,900Citizens National Bank of Meridian
Loan size mix
  • Under $150,00016%
  • $150,000 to $500,00061%
  • $500,000 to $2 million23%
  • $2 million and up0%
Compared with Tennessee
Median loan, Germantown
$300,000
Median loan, Tennessee
$246,500
Startup share, Germantown
58%
Startup share, Tennessee
42%
Share of state's SBA loans
0.8%

SBA loans per fiscal year in Germantown

071320FY14: 2 loansFY14FY15: 5 loansFY15FY16: 4 loansFY16FY17: 4 loansFY17FY18: 11 loansFY1811FY19: 8 loansFY19FY20: 1 loansFY20FY21: 8 loansFY21FY22: 11 loansFY22FY23: 4 loansFY23FY24: 9 loansFY24FY25: 3 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.