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SBA lenders in Hilton Head Island, SC

SBA 7(a) and 504 loans to businesses in Hilton Head Island (Beaufort County), October 2021 to June 30, 2026 · Updated October 15, 2026
81
SBA loans approved
$46.1M
Total approved
$300,000
Median loan
34
Lenders active
40%
To startups

81 SBA loans worth $46.1M went to businesses in Hilton Head Island, SC between October 2021 and June 2026, from 34 lenders. TD Bank made the most, 11 loans. The median loan was $300,000, compared with $250,000 across South Carolina, and retail was the most financed industry.

Most active SBA lenders in Hilton Head Island

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
11$4.7M$50,00045%
2Newtek Bank
Bank · Miami, FL
7$1.2M$100,00014%
3Pinnacle Bank
Bank · Nashville, TN
6$6.3M$488,50067%
4Huntington National Bank
Bank · Columbus, OH
5$3.6M$228,00040%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$3.5M$453,0000%
6Live Oak Banking
Bank · Wilmington, NC
3$3.5M$300,00033%
722nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
3$2.4M$821,0000%
8Beacon Community Bank
Bank · Mount Pleasant, SC
3$1.6M$520,000100%
9BayFirst National Bank
Bank · St. Petersburg, FL
3$548K$150,00033%
10Northeast Bank
Bank · Portland, ME
3$362K$82,0000%
11First-Citizens Bank & Trust
Bank · Raleigh, NC
2$1.6M$806,00050%
12Countybank
Bank · Greenwood, SC
2$1.5M$760,0000%
13Platinum Bank
Bank · Oakdale, MN
2$908K$454,000100%
14United Midwest Savings Bank
Bank · Degraff, OH
2$880K$440,00050%
15Wells Fargo Bank
Bank · Sioux Falls, SD
2$867K$433,400100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Hilton Head Island. For 504 loans the lender shown is the certified development company.

What gets financed in Hilton Head Island

IndustryLoansShareMedian loanMost active lender
Retail14
17%
$443,500Pinnacle Bank
Construction11
14%
$373,00022nd State Bank, A Division of 22nd State Banking
Health care and social assistance10
12%
$410,000Huntington National Bank
Restaurants and hotels8
10%
$401,500Celtic Bank
Professional and technical services7
9%
$137,000First-Citizens Bank & Trust
Other services (repair, personal care)7
9%
$535,000TD Bank
Real estate and rental6
7%
$125,000Newtek Bank
Administrative and support services6
7%
$167,250Bank of America
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00027%
  • $500,000 to $2 million31%
  • $2 million and up6%
Compared with South Carolina
Median loan, Hilton Head Island
$300,000
Median loan, South Carolina
$250,000
Startup share, Hilton Head Island
40%
Startup share, South Carolina
40%
Share of state's SBA loans
2.2%

SBA loans per fiscal year in Hilton Head Island

0102030FY14: 11 loansFY14FY15: 17 loansFY15FY16: 11 loansFY16FY17: 14 loansFY17FY18: 16 loansFY18FY19: 5 loansFY19FY20: 10 loansFY20FY21: 13 loansFY21FY22: 4 loansFY22FY23: 14 loansFY23FY24: 19 loansFY24FY25: 29 loansFY2529FY26 (Oct to Jun): 15 loansFY2615
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.