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SBA lenders in Reading, PA

SBA 7(a) and 504 loans to businesses in Reading (Berks County), October 2021 to June 30, 2026 · Updated October 15, 2026
164
SBA loans approved
$97.8M
Total approved
$150,000
Median loan
41
Lenders active
38%
To startups

164 SBA loans worth $97.8M went to businesses in Reading, PA between October 2021 and June 2026, from 41 lenders. Manufacturers and Traders Trust made the most, 25 loans. The median loan was $150,000, compared with $150,000 across Pennsylvania, and construction was the most financed industry.

Most active SBA lenders in Reading

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
25$2.1M$50,00036%
2South Eastern Economic Development Company of Pennsylvania
Certified development company · Exton, PA
12$9.7M$452,00017%
3Customers Bank
Bank · Malvern, PA
9$14.2M$1,590,00044%
4BayFirst National Bank
Bank · St. Petersburg, FL
9$1.2M$150,00011%
5Wells Fargo Bank
Bank · Sioux Falls, SD
9$130K$15,000100%
6Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
8$6.5M$791,50038%
7Community First Capital
Non-bank lender · Lancaster, PA
7$1.2M$81,00043%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$548K$50,00029%
9Huntington National Bank
Bank · Columbus, OH
6$693K$76,15050%
10Mid Penn Bank
Bank · Millersburg, PA
5$9.7M$600,000100%
11Tompkins Community Bank
Bank · Ithaca, NY
5$9.6M$1,504,5000%
12Firstrust Savings Bank
Bank · Conshohocken, PA
5$5.8M$1,455,00020%
13Meridian Bank
Bank · Wayne, PA
5$4.6M$470,00040%
14Northeast Bank
Bank · Portland, ME
5$750K$150,00020%
15Newtek Bank
Bank · Miami, FL
5$530K$70,00020%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Reading. For 504 loans the lender shown is the certified development company.

What gets financed in Reading

IndustryLoansShareMedian loanMost active lender
Construction22
13%
$200,000Customers Bank
Restaurants and hotels21
13%
$482,000Wilmington Savings Fund Society FSB
Other services (repair, personal care)21
13%
$200,000Manufacturers and Traders Trust
Retail20
12%
$127,500Community First Capital
Manufacturing17
10%
$215,000Tompkins Community Bank
Health care and social assistance14
9%
$241,000South Eastern Economic Development Company of Pennsylvania
Professional and technical services10
6%
$146,750South Eastern Economic Development Company of Pennsylvania
Administrative and support services8
5%
$154,800Readycap Lending
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00029%
  • $500,000 to $2 million17%
  • $2 million and up10%
Compared with Pennsylvania
Median loan, Reading
$150,000
Median loan, Pennsylvania
$150,000
Startup share, Reading
38%
Startup share, Pennsylvania
36%
Share of state's SBA loans
1.5%

SBA loans per fiscal year in Reading

0204060FY14: 40 loansFY14FY15: 43 loansFY15FY16: 57 loansFY1657FY17: 35 loansFY17FY18: 36 loansFY18FY19: 34 loansFY19FY20: 31 loansFY20FY21: 28 loansFY21FY22: 28 loansFY22FY23: 26 loansFY23FY24: 37 loansFY24FY25: 52 loansFY25FY26 (Oct to Jun): 21 loansFY2621
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.