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SBA lenders in Lancaster, PA

SBA 7(a) and 504 loans to businesses in Lancaster (Lancaster County), October 2021 to June 30, 2026 · Updated October 15, 2026
142
SBA loans approved
$81.2M
Total approved
$278,750
Median loan
44
Lenders active
46%
To startups

142 SBA loans worth $81.2M went to businesses in Lancaster, PA between October 2021 and June 2026, from 44 lenders. Manufacturers and Traders Trust made the most, 19 loans. The median loan was $278,750, compared with $150,000 across Pennsylvania, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Lancaster

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
19$2.2M$60,00074%
2Newtek Bank
Bank · Miami, FL
9$2.4M$250,00011%
3Community First Capital
Non-bank lender · Lancaster, PA
9$1.2M$51,00056%
4Fulton Bank
Bank · Lancaster, PA
8$5.1M$325,00038%
5Mid Penn Bank
Bank · Millersburg, PA
8$4.6M$517,10050%
6Huntington National Bank
Bank · Columbus, OH
8$1.8M$144,50075%
7EDC Finance
Certified development company · Lancaster, PA
7$4.8M$493,00014%
8TD Bank
Bank · Wilmington, DE
6$1.1M$54,00067%
9Customers Bank
Bank · Malvern, PA
5$7.9M$1,170,00040%
10Wilmington Savings Fund Society FSB
Bank · Wilmington, DE
5$1.8M$350,00040%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
5$184K$44,5000%
12Burke & Herbert Bank & Trust
Bank · Alexandria, VA
4$5.7M$1,337,50025%
13Northeast Bank
Bank · Portland, ME
4$250K$55,00025%
14Beacon Bank and Trust
Bank · Boston, MA
3$5.2M$600,00033%
15Orrstown Bank
Bank · Harrisburg, PA
3$634K$234,00033%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lancaster. For 504 loans the lender shown is the certified development company.

What gets financed in Lancaster

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels27
19%
$500,000Mid Penn Bank
Retail17
12%
$261,000Manufacturers and Traders Trust
Health care and social assistance15
11%
$352,000Huntington National Bank
Other services (repair, personal care)14
10%
$245,000Manufacturers and Traders Trust
Manufacturing12
8%
$325,000Fulton Bank
Arts, entertainment and recreation11
8%
$377,500Magnifi Financial CU
Administrative and support services10
7%
$150,000Huntington National Bank
Construction8
6%
$172,500Manufacturers and Traders Trust
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00034%
  • $500,000 to $2 million21%
  • $2 million and up8%
Compared with Pennsylvania
Median loan, Lancaster
$278,750
Median loan, Pennsylvania
$150,000
Startup share, Lancaster
46%
Startup share, Pennsylvania
36%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Lancaster

0173350FY14: 34 loansFY14FY15: 40 loansFY15FY16: 42 loansFY1642FY17: 35 loansFY17FY18: 40 loansFY18FY19: 41 loansFY19FY20: 23 loansFY20FY21: 30 loansFY21FY22: 20 loansFY22FY23: 28 loansFY23FY24: 34 loansFY24FY25: 42 loansFY25FY26 (Oct to Jun): 18 loansFY2618
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.