US Lender Metrics Get a Lender Match
Home › SBA lenders by state › North Carolina › Chapel Hill

SBA lenders in Chapel Hill, NC

SBA 7(a) and 504 loans to businesses in Chapel Hill (Orange County), October 2021 to June 30, 2026 · Updated October 15, 2026
82
SBA loans approved
$44.0M
Total approved
$306,250
Median loan
32
Lenders active
46%
To startups

82 SBA loans worth $44.0M went to businesses in Chapel Hill, NC between October 2021 and June 2026, from 32 lenders. Huntington National Bank made the most, 19 loans. The median loan was $306,250, compared with $311,750 across North Carolina, and retail was the most financed industry.

Most active SBA lenders in Chapel Hill

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
19$5.8M$176,00063%
2Business Expansion Funding
Certified development company · Charlotte, NC
5$2.6M$399,0000%
3Newtek Bank
Bank · Miami, FL
5$1.5M$100,0000%
4Northeast Bank
Bank · Portland, ME
5$983K$150,00020%
5Live Oak Banking
Bank · Wilmington, NC
4$3.8M$1,090,0000%
6First Bank of the Lake
Bank · Osage Beach, MO
4$2.5M$638,500100%
7Wells Fargo Bank
Bank · Sioux Falls, SD
4$2.3M$278,50050%
8Bank of America
Bank · Charlotte, NC
4$1.4M$374,9000%
9TowneBank
Bank · Portsmouth, VA
3$1.2M$198,00067%
10FFB Bank
Bank · Fresno, CA
2$4.0M$2,000,00050%
11First National Bank of Pennsylvania
Bank · Greenville, PA
2$2.2M$1,077,500100%
12Fidelity Bank
Bank · Fuquay Varina, NC
2$1.6M$784,50050%
13United Midwest Savings Bank
Bank · Degraff, OH
2$550K$275,000100%
14PNC Bank
Bank · Wilmington, DE
2$300K$150,0000%
15BayFirst National Bank
Bank · St. Petersburg, FL
2$190K$94,9000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Chapel Hill. For 504 loans the lender shown is the certified development company.

What gets financed in Chapel Hill

IndustryLoansShareMedian loanMost active lender
Retail13
16%
$350,000First Bank of the Lake
Arts, entertainment and recreation10
12%
$478,500Huntington National Bank
Other services (repair, personal care)10
12%
$261,500First National Bank of Pennsylvania
Construction9
11%
$200,000Northeast Bank
Health care and social assistance9
11%
$350,000Huntington National Bank
Administrative and support services8
10%
$199,900BayFirst National Bank
Restaurants and hotels6
7%
$275,000Huntington National Bank
Manufacturing5
6%
$100,000Huntington National Bank
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00040%
  • $500,000 to $2 million26%
  • $2 million and up4%
Compared with North Carolina
Median loan, Chapel Hill
$306,250
Median loan, North Carolina
$311,750
Startup share, Chapel Hill
46%
Startup share, North Carolina
40%
Share of state's SBA loans
1.1%

SBA loans per fiscal year in Chapel Hill

0102030FY14: 9 loansFY14FY15: 19 loansFY15FY16: 17 loansFY16FY17: 8 loansFY17FY18: 12 loansFY18FY19: 16 loansFY19FY20: 7 loansFY20FY21: 13 loansFY21FY22: 7 loansFY22FY23: 13 loansFY23FY24: 22 loansFY24FY25: 27 loansFY2527FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.