39 SBA loans worth $7.6M went to businesses in Spencerport, NY between October 2021 and June 2026, from 12 lenders. ESL FCU made the most, 10 loans. The median loan was $75,000, compared with $150,000 across New York, and construction was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | ESL FCU Credit union · Rochester, NY | 10 | $773K | $50,000 | 20% |
| 2 | Manufacturers and Traders Trust Bank · Buffalo, NY | 9 | $2.2M | $50,000 | 22% |
| 3 | KeyBank Bank · Cleveland, OH | 4 | $663K | $37,500 | 75% |
| 4 | Empire State Certified Development Certified development company · Latham, NY | 3 | $1.2M | $516,000 | 0% |
| 5 | Genesee Regional Bank Bank · Rochester, NY | 3 | $700K | $100,000 | 33% |
| 6 | JPMorgan Chase Bank Bank · Columbus, OH | 3 | $520K | $60,000 | 0% |
| 7 | Five Star Bank Bank · Rochester, NY | 2 | $476K | $237,750 | 0% |
| 8 | FDIC - Community Bank & Trust-West Georgia Non-bank lender · Lagrange, GA | 1 | $499K | $499,000 | 0% |
| 9 | Five Star Bank Bank · Roseville, CA | 1 | $250K | $250,000 | 0% |
| 10 | Northeast Bank Bank · Portland, ME | 1 | $200K | $200,000 | 0% |
| 11 | United Midwest Savings Bank Bank · Degraff, OH | 1 | $150K | $150,000 | 100% |
| 12 | Canandaigua National Bank and Trust Bank · Canandaigua, NY | 1 | $32K | $32,000 | 100% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Construction | 14 | $87,500 | ESL FCU | |
| Other services (repair, personal care) | 4 | $49,000 | ESL FCU | |
| Manufacturing | 4 | $396,000 | Manufacturers and Traders Trust | |
| Professional and technical services | 4 | $85,000 | Manufacturers and Traders Trust | |
| Restaurants and hotels | 3 | $516,000 | KeyBank | |
| Transportation and warehousing | 3 | $15,000 | Manufacturers and Traders Trust | |
| Real estate and rental | 2 | $60,000 | JPMorgan Chase Bank | |
| Wholesale trade | 2 | $250,000 | ESL FCU |