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SBA lenders in Ontario, NY

SBA 7(a) and 504 loans to businesses in Ontario (Wayne County), October 2021 to June 30, 2026 · Updated October 15, 2026
25
SBA loans approved
$6.7M
Total approved
$83,000
Median loan
12
Lenders active
36%
To startups

25 SBA loans worth $6.7M went to businesses in Ontario, NY between October 2021 and June 2026, from 12 lenders. Manufacturers and Traders Trust made the most, 8 loans. The median loan was $83,000, compared with $150,000 across New York, and retail was the most financed industry.

Most active SBA lenders in Ontario

#LenderLoansApprovedMedian loanTo startups
1Manufacturers and Traders Trust
Bank · Buffalo, NY
8$310K$32,50062%
2Five Star Bank
Bank · Rochester, NY
3$545K$50,0000%
3First Merchants Bank
Bank · Muncie, IN
2$2.2M$1,086,5000%
4Empire State Certified Development
Certified development company · Latham, NY
2$476K$238,0000%
5Northeast Bank
Bank · Portland, ME
2$400K$200,00050%
6KeyBank
Bank · Cleveland, OH
2$190K$95,00050%
722nd State Bank, A Division of 22nd State Banking
Bank · Mobile, AL
1$930K$930,3000%
8Genesee Regional Bank
Bank · Rochester, NY
1$825K$825,0000%
9Greater Syracuse Business Development
Certified development company · Syracuse, NY
1$410K$410,0000%
10Huntington National Bank
Bank · Columbus, OH
1$350K$350,0000%
11Canandaigua National Bank and Trust
Bank · Canandaigua, NY
1$60K$60,000100%
12ESL FCU
Credit union · Rochester, NY
1$25K$25,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ontario. For 504 loans the lender shown is the certified development company.

What gets financed in Ontario

IndustryLoansShareMedian loanMost active lender
Retail4
16%
$221,500Five Star Bank
Construction3
12%
$60,000Manufacturers and Traders Trust
Health care and social assistance3
12%
$250,000Canandaigua National Bank and Trust
Other services (repair, personal care)3
12%
$150,000Genesee Regional Bank
Manufacturing3
12%
$350,000First Merchants Bank
Professional and technical services3
12%
$20,000Manufacturers and Traders Trust
Restaurants and hotels3
12%
$55,000Manufacturers and Traders Trust
Transportation and warehousing2
8%
$380,000Huntington National Bank
Loan size mix
  • Under $150,00060%
  • $150,000 to $500,00028%
  • $500,000 to $2 million12%
  • $2 million and up0%
Compared with New York
Median loan, Ontario
$83,000
Median loan, New York
$150,000
Startup share, Ontario
36%
Startup share, New York
25%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Ontario

071320FY14: 7 loansFY14FY15: 11 loansFY1511FY16: 6 loansFY16FY17: 5 loansFY17FY18: 8 loansFY18FY19: 3 loansFY19FY20: 3 loansFY20FY21: 3 loansFY21FY22: 3 loansFY22FY23: 3 loansFY23FY24: 9 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.