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SBA lenders in Lincoln, NE

SBA 7(a) and 504 loans to businesses in Lincoln (Lancaster County), October 2021 to June 30, 2026 · Updated October 15, 2026
346
SBA loans approved
$154.0M
Total approved
$200,000
Median loan
43
Lenders active
34%
To startups

346 SBA loans worth $154.0M went to businesses in Lincoln, NE between October 2021 and June 2026, from 43 lenders. Union Bank and Trust made the most, 107 loans. The median loan was $200,000, compared with $201,000 across Nebraska, and other services (repair, personal care) was the most financed industry.

Most active SBA lenders in Lincoln

#LenderLoansApprovedMedian loanTo startups
1Union Bank and Trust
Bank · Lincoln, NE
107$35.1M$150,00038%
2First State Bank Nebraska
Bank · Lincoln, NE
38$7.8M$114,25063%
3Nebraska Economic Development
Certified development company · Lincoln, NE
35$42.6M$766,0009%
4Cornhusker Bank
Bank · Lincoln, NE
27$9.1M$335,10019%
5U.S. Bank
Bank · Cincinnati, OH
22$1.1M$31,00027%
6Northeast Bank
Bank · Portland, ME
15$3.3M$200,0000%
7BayFirst National Bank
Bank · St. Petersburg, FL
11$1.4M$150,0000%
8Midwest Bank
Bank · Pierce, NE
10$1.7M$120,00050%
9Newtek Bank
Bank · Miami, FL
7$5.8M$150,00029%
10Readycap Lending
Non-bank lender · Berkeley Heights, NJ
6$4.3M$179,2500%
11Celtic Bank
Bank · Salt Lake City, UT
5$2.2M$288,90040%
12Nebraska Bank of Commerce
Bank · Lincoln, NE
5$1.9M$350,00080%
13Equity Bank
Bank · Andover, KS
4$2.6M$535,00025%
14Wells Fargo Bank
Bank · Sioux Falls, SD
4$2.0M$15,00075%
15First Bank of the Lake
Bank · Osage Beach, MO
4$1.0M$247,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lincoln. For 504 loans the lender shown is the certified development company.

What gets financed in Lincoln

IndustryLoansShareMedian loanMost active lender
Other services (repair, personal care)52
15%
$114,100Union Bank and Trust
Health care and social assistance51
15%
$375,000Nebraska Economic Development
Construction40
12%
$152,200Union Bank and Trust
Retail36
10%
$194,000Union Bank and Trust
Restaurants and hotels35
10%
$345,000Union Bank and Trust
Professional and technical services29
8%
$210,000Union Bank and Trust
Administrative and support services19
5%
$150,000Union Bank and Trust
Arts, entertainment and recreation17
5%
$100,000Union Bank and Trust
Loan size mix
  • Under $150,00039%
  • $150,000 to $500,00036%
  • $500,000 to $2 million20%
  • $2 million and up5%
Compared with Nebraska
Median loan, Lincoln
$200,000
Median loan, Nebraska
$201,000
Startup share, Lincoln
34%
Startup share, Nebraska
39%
Share of state's SBA loans
20.5%

SBA loans per fiscal year in Lincoln

0306090FY14: 73 loansFY14FY15: 81 loansFY15FY16: 78 loansFY16FY17: 82 loansFY1782FY18: 63 loansFY18FY19: 60 loansFY19FY20: 57 loansFY20FY21: 76 loansFY21FY22: 80 loansFY22FY23: 69 loansFY23FY24: 73 loansFY24FY25: 72 loansFY25FY26 (Oct to Jun): 52 loansFY2652
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.