US Lender Metrics Get a Lender Match
Home › SBA lenders by state › Missouri › Springfield

SBA lenders in Springfield, MO

SBA 7(a) and 504 loans to businesses in Springfield (Greene County), October 2021 to June 30, 2026 · Updated October 15, 2026
403
SBA loans approved
$264.2M
Total approved
$294,800
Median loan
46
Lenders active
26%
To startups

403 SBA loans worth $264.2M went to businesses in Springfield, MO between October 2021 and June 2026, from 46 lenders. OakStar Bank made the most, 98 loans. The median loan was $294,800, compared with $246,500 across Missouri, and retail was the most financed industry.

Most active SBA lenders in Springfield

#LenderLoansApprovedMedian loanTo startups
1OakStar Bank
Bank · Springfield, MO
98$86.5M$432,50027%
2Regent Bank
Bank · Tulsa, OK
48$27.4M$335,45017%
3OMB Bank
Bank · Springfield, MO
30$18.6M$479,60020%
4Rural Missouri
Certified development company · Jefferson City, MO
27$27.9M$709,00019%
5U.S. Bank
Bank · Cincinnati, OH
25$5.1M$35,00056%
6Legacy Bank & Trust
Bank · Mountain Grove, MO
19$9.6M$280,00047%
7Guaranty Bank
Bank · Springfield, MO
18$5.9M$125,00017%
8Bank of Missouri
Bank · Perryville, MO
17$7.1M$223,10041%
9Four States Bank
Non-bank lender · Carthage, MO
16$7.3M$230,00012%
10Commerce Bank
Bank · Kansas City, MO
10$6.6M$267,50030%
11Huntington National Bank
Bank · Columbus, OH
9$7.5M$500,00033%
12Southern Bank
Bank · Poplar Bluff, MO
9$1.6M$100,00033%
13Northeast Bank
Bank · Portland, ME
9$823K$75,0000%
14Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$562K$45,5000%
15Arlo Bank
Bank · Springfield, MO
5$11.0M$743,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Springfield. For 504 loans the lender shown is the certified development company.

What gets financed in Springfield

IndustryLoansShareMedian loanMost active lender
Retail67
17%
$250,000OakStar Bank
Construction61
15%
$360,000OakStar Bank
Restaurants and hotels40
10%
$280,550Regent Bank
Other services (repair, personal care)39
10%
$180,000OMB Bank
Manufacturing38
9%
$542,450Regent Bank
Professional and technical services32
8%
$369,450OakStar Bank
Health care and social assistance27
7%
$427,700OakStar Bank
Administrative and support services18
4%
$102,000OakStar Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00033%
  • $500,000 to $2 million28%
  • $2 million and up8%
Compared with Missouri
Median loan, Springfield
$294,800
Median loan, Missouri
$246,500
Startup share, Springfield
26%
Startup share, Missouri
37%
Share of state's SBA loans
7.8%

SBA loans per fiscal year in Springfield

067133200FY14: 85 loansFY14FY15: 107 loansFY15FY16: 108 loansFY16FY17: 109 loansFY17109FY18: 105 loansFY18FY19: 78 loansFY19FY20: 65 loansFY20FY21: 98 loansFY21FY22: 79 loansFY22FY23: 86 loansFY23FY24: 98 loansFY24FY25: 96 loansFY25FY26 (Oct to Jun): 44 loansFY2644
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.