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Non-bank lender · Carthage, MO

Four States Bank: SBA lending profile

Four States Bank, Inc. · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
50
SBA loans approved
$24.0M
Total approved
$270,700
Median loan
4
States lent in
40%
To startups
#565
National rank by loans

Four States Bank approved 50 SBA loans worth $24.0M between October 2021 and June 2026, ranking #565 of 2,283 SBA lenders nationally by loan count. Its median loan was $270,700, and 40% went to startups or businesses under two years old. It lent in 4 states, most often in Missouri, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0132740FY14FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24FY25: 20 loansFY25FY26 (Oct to Jun): 30 loansFY2630
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Four States Bank lends

StateLoansApprovedMedian loanRank in state
Missouri47$21.0M$250,000#24
Iowa1$1.1M$1,100,000#146
Kansas1$1.0M$1,000,000#135
Oklahoma1$884K$883,800#147

Industries Four States Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels9
18%
$277,100
Retail8
16%
$113,100
Construction6
12%
$450,000
Arts, entertainment and recreation5
10%
$350,000
Other services (repair, personal care)4
8%
$1,444,100
Manufacturing4
8%
$495,000
Professional and technical services3
6%
$130,300
Finance and insurance3
6%
$690,000
Education2
4%
$515,000
Real estate and rental2
4%
$135,000
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00034%
  • $500,000 to $2 million34%
  • $2 million and up0%
Loan programs used
  • Preferred Lender (PLP)58%
  • Standard 7(a)28%
  • SBA Express14%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.