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SBA lenders in Ridgeland, MS

SBA 7(a) and 504 loans to businesses in Ridgeland (Madison County), October 2021 to June 30, 2026 · Updated October 15, 2026
53
SBA loans approved
$18.7M
Total approved
$192,000
Median loan
23
Lenders active
43%
To startups

53 SBA loans worth $18.7M went to businesses in Ridgeland, MS between October 2021 and June 2026, from 23 lenders. Community Bank of Mississippi made the most, 12 loans. The median loan was $192,000, compared with $208,950 across Mississippi, and health care and social assistance was the most financed industry.

Most active SBA lenders in Ridgeland

#LenderLoansApprovedMedian loanTo startups
1Community Bank of Mississippi
Bank · Flowood, MS
12$2.6M$134,00033%
2Trustmark Bank
Bank · Jackson, MS
6$645K$54,25083%
3BankFirst Financial Services
Bank · Columbus, MS
5$313K$25,0000%
4Newtek Bank
Bank · Miami, FL
4$960K$225,0000%
5Huntington National Bank
Bank · Columbus, OH
3$816K$230,000100%
6Seacoast National Bank
Bank · Stuart, FL
2$2.8M$1,404,000100%
7Citizens National Bank of Meridian
Bank · Meridian, MS
2$981K$490,60050%
8Northeast Bank
Bank · Portland, ME
2$402K$201,1500%
9BayFirst National Bank
Bank · St. Petersburg, FL
2$350K$175,0000%
10RiverHills Bank
Bank · Vicksburg, MS
2$180K$90,000100%
11Hanover Community Bank
Bank · Garden City Park, NY
1$2.6M$2,650,0000%
12Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$1.2M$1,250,0000%
13Hancock Whitney Bank
Bank · Gulfport, MS
1$1.0M$1,005,0000%
14PriorityOne Bank
Bank · Magee, MS
1$967K$967,200100%
15Story Bank d/b/a Story Financial Partners
Bank · Jackson, MS
1$516K$516,300100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Ridgeland. For 504 loans the lender shown is the certified development company.

What gets financed in Ridgeland

IndustryLoansShareMedian loanMost active lender
Health care and social assistance10
19%
$237,150Community Bank of Mississippi
Restaurants and hotels10
19%
$210,150Trustmark Bank
Administrative and support services8
15%
$90,000BankFirst Financial Services
Finance and insurance4
8%
$150,000Newtek Bank
Professional and technical services4
8%
$82,850BankFirst Financial Services
Other services (repair, personal care)4
8%
$251,600Community Bank of Mississippi
Wholesale trade3
6%
$680,000Seacoast National Bank
Retail3
6%
$125,000BankFirst Financial Services
Loan size mix
  • Under $150,00040%
  • $150,000 to $500,00040%
  • $500,000 to $2 million17%
  • $2 million and up4%
Compared with Mississippi
Median loan, Ridgeland
$192,000
Median loan, Mississippi
$208,950
Startup share, Ridgeland
43%
Startup share, Mississippi
42%
Share of state's SBA loans
3.4%

SBA loans per fiscal year in Ridgeland

071320FY14: 18 loansFY1418FY15: 11 loansFY15FY16: 10 loansFY16FY17: 13 loansFY17FY18: 11 loansFY18FY19: 10 loansFY19FY20: 13 loansFY20FY21: 11 loansFY21FY22: 9 loansFY22FY23: 17 loansFY23FY24: 7 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.