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SBA lenders in Pearl, MS

SBA 7(a) and 504 loans to businesses in Pearl (Rankin County), October 2021 to June 30, 2026 · Updated October 15, 2026
27
SBA loans approved
$19.4M
Total approved
$342,500
Median loan
13
Lenders active
52%
To startups

27 SBA loans worth $19.4M went to businesses in Pearl, MS between October 2021 and June 2026, from 13 lenders. Huntington National Bank made the most, 5 loans. The median loan was $342,500, compared with $208,950 across Mississippi, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Pearl

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
5$3.4M$676,000100%
2Trustmark Bank
Bank · Jackson, MS
4$205K$39,000100%
3Peoples Bank
Bank · Mendenhall, MS
3$3.7M$899,30067%
4Wells Fargo Bank
Bank · Sioux Falls, SD
3$3.6M$1,648,0000%
5BayFirst National Bank
Bank · St. Petersburg, FL
3$450K$150,0000%
6Live Oak Banking
Bank · Wilmington, NC
2$445K$222,50050%
7Renasant Bank
Bank · Tupelo, MS
1$2.9M$2,928,0000%
8Enterprise Bank & Trust
Bank · Clayton, MO
1$2.5M$2,456,9000%
9Community Bank of Mississippi
Bank · Flowood, MS
1$930K$930,0000%
10GBank
Bank · Las Vegas, NV
1$599K$598,7000%
11Citizens National Bank of Meridian
Bank · Meridian, MS
1$342K$342,500100%
12United Midwest Savings Bank
Bank · Degraff, OH
1$150K$150,000100%
13Northeast Bank
Bank · Portland, ME
1$100K$100,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Pearl. For 504 loans the lender shown is the certified development company.

What gets financed in Pearl

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels5
19%
$1,648,000Peoples Bank
Retail4
15%
$168,000BayFirst National Bank
Manufacturing3
11%
$930,000Community Bank of Mississippi
Health care and social assistance3
11%
$39,800Trustmark Bank
Construction2
7%
$147,500Live Oak Banking
Arts, entertainment and recreation2
7%
$169,100Live Oak Banking
Wholesale trade2
7%
$396,750Huntington National Bank
Finance and insurance1
4%
$150,000BayFirst National Bank
Loan size mix
  • Under $150,00026%
  • $150,000 to $500,00033%
  • $500,000 to $2 million30%
  • $2 million and up11%
Compared with Mississippi
Median loan, Pearl
$342,500
Median loan, Mississippi
$208,950
Startup share, Pearl
52%
Startup share, Mississippi
42%
Share of state's SBA loans
1.7%

SBA loans per fiscal year in Pearl

0369FY14: 4 loansFY14FY15: 8 loansFY158FY16: 7 loansFY16FY17: 2 loansFY17FY18: 6 loansFY18FY19: 3 loansFY19FY20: 6 loansFY20FY21: 4 loansFY21FY22: 7 loansFY22FY23: 4 loansFY23FY24: 4 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.