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SBA lenders in White Lake, MI

SBA 7(a) and 504 loans to businesses in White Lake (Oakland County), October 2021 to June 30, 2026 · Updated October 15, 2026
34
SBA loans approved
$9.9M
Total approved
$112,250
Median loan
12
Lenders active
47%
To startups

34 SBA loans worth $9.9M went to businesses in White Lake, MI between October 2021 and June 2026, from 12 lenders. Huntington National Bank made the most, 17 loans. The median loan was $112,250, compared with $150,000 across Michigan, and transportation and warehousing was the most financed industry.

Most active SBA lenders in White Lake

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
17$2.4M$50,00024%
2Huron Valley State Bank
Bank · Milford, MI
6$1.4M$250,00067%
3Oakland County Business Finance
Certified development company · Waterford, MI
2$1.4M$689,500100%
4Live Oak Banking
Bank · Wilmington, NC
1$1.0M$1,035,000100%
5Oxford Bank
Bank · Oxford, MI
1$1.0M$1,013,500100%
6Hanover Community Bank
Bank · Garden City Park, NY
1$680K$680,000100%
7First Internet Bank of Indiana
Bank · Fishers, IN
1$550K$550,000100%
8Bank of Ann Arbor
Bank · Ann Arbor, MI
1$452K$451,6000%
9Michigan Certified Development
Certified development company · East Lansing, MI
1$442K$442,0000%
10TowneBank
Bank · Portsmouth, VA
1$437K$437,000100%
11Readycap Lending
Non-bank lender · Berkeley Heights, NJ
1$104K$104,500100%
12Community Choice CU
Credit union · Farmington Hills, MI
1$30K$30,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in White Lake. For 504 loans the lender shown is the certified development company.

What gets financed in White Lake

IndustryLoansShareMedian loanMost active lender
Transportation and warehousing7
21%
$43,800Huntington National Bank
Restaurants and hotels6
18%
$325,000Huron Valley State Bank
Construction4
12%
$446,800Huntington National Bank
Other services (repair, personal care)4
12%
$377,500Huntington National Bank
Arts, entertainment and recreation3
9%
$936,000Huntington National Bank
Administrative and support services3
9%
$50,000Huntington National Bank
Professional and technical services2
6%
$137,500Huron Valley State Bank
Health care and social assistance2
6%
$327,250Readycap Lending
Loan size mix
  • Under $150,00053%
  • $150,000 to $500,00026%
  • $500,000 to $2 million21%
  • $2 million and up0%
Compared with Michigan
Median loan, White Lake
$112,250
Median loan, Michigan
$150,000
Startup share, White Lake
47%
Startup share, Michigan
29%
Share of state's SBA loans
0.3%

SBA loans per fiscal year in White Lake

03710FY14: 3 loansFY14FY15: 7 loansFY15FY16: 4 loansFY16FY17: 3 loansFY17FY18: 6 loansFY18FY19: 9 loansFY19FY20: 3 loansFY20FY21: 6 loansFY21FY22: 9 loansFY22FY23: 10 loansFY2310FY24: 5 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.